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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use and accepted worldwide.

Easy to use and accepted worldwide. Reviewed on: 9th June 2026

Worth the time to use it

Never had a big problem with PayPal. If any resolve very fast . Pay in 3 rates 0% one of the best choice. Reviewed on: 9th June 2026

I highly rate the service I get from PayPal.

I highly rate the service I get from PayPal. Reviewed on: 9th June 2026

Recently applied for a credit card as part art of a...

Recently applied for a credit card as part art of a purchase to reduce the costs by £20. Checkout was not easy and not deducted as part of the process. Called PayPal to enquire, advised it would show 7days after purchase but still not received the discount and opened a case to resolve. Waiting to hear. Reviewed on: 9th June 2026

Excellent service!

Have had no trouble using PayPal credit, so nothing but good words to say! Was amazingly useful for me to use credit when buying a new phone and I was able to pay the money back in a timely manner. It is interest free as well which doesn't hurt. Reviewed on: 9th June 2026

I have had an excellent experience since joining PAY...

I have had an excellent experience since joining PAYPAL, flexible payment which is in place is a big relieve to managing my finances. Another helpful incentive is PAYPAL credit that allows you to make a payment and repay monthly bases. The customer service is commendable and should be applauded. Reviewed on: 9th June 2026

Very good credit platform with no hassles at all, gr...

Very good credit platform with no hassles at all, great that you can pay or extend payment on most purchases so suits me perfectly! Reviewed on: 9th June 2026

Easy peasy pudding and pie

Easy to set up, link to bank account and have on my phone. Reviewed on: 9th June 2026

I always rely on Paypal for service and security

I always rely on Paypal for service and security Reviewed on: 9th June 2026

PayPal remains a market leader in money transfer/ on...

PayPal remains a market leader in money transfer/ online spending. Making transactions simple and safe. Reviewed on: 9th June 2026

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