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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59148 reviews)

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4.91

Based on 59,148 reviews, last reviewed 12th Apr 2026

769000% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

the safest way to send and receive money the safest way to send and receive money Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59148)

PayPal Credit is a convenient way to pay

PayPal Credit is so convenient when making purchases online. The PayPal app is great but if you need to discuss your account, they can be contacted easily on the phone. Reviewed on: 26th May 2024

PayPal a one stop solutionnce

PayPal is easy to user at merchant shops, especially for online shopping sites. PayPal credit also helps me to keep a track of my expenses, with regular updates from the PayPal support team upon usage etc. via statement helps to plan bert Reviewed on: 26th May 2024

Using PayPal credit always when shopping online for...

Using PayPal credit always when shopping online for bigger purchases, easy to use Reviewed on: 26th May 2024

No problems that I can remember even when asking for...

No problems that I can remember even when asking for credit Reviewed on: 26th May 2024

If i have had any inquires they have been able to te...

If i have had any inquires they have been able to tell me an answer support is always available it helps there is an online chat or you can call them to make it easier, all my payments have gone through perfectly and also they have really good promotions on all the time. Reviewed on: 26th May 2024

I have only had great experiences using PayPal online.

I have only had great experiences using PayPal online. Quick easy and safe. Reviewed on: 26th May 2024

Super A plus

Good experience well deserved A+++++++ Reviewed on: 26th May 2024

Good no problems at all.

Good no problems at all. Sometimes pay in 3 does not work Reviewed on: 26th May 2024

It’s great but interest rates are a little high

It’s great but interest rates are a little high, and customer service is not the best. I had an issue with a merchant and they declined my chargeback — even with Section 75 protection. Reviewed on: 26th May 2024

My go to spending power

The ability to spread payments are great, if unable to pay during interest free then the interest rates are reasonable. However i wish there was the ability of 12 months payment plans on other shops ratherthan just eBay. Reviewed on: 26th May 2024

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