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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174291)

Great and trustworthy

Great! So easy and user friendly. Long time customer Reviewed on: 9th June 2026

refunded sharpl

Fast secure and trustworthy and refunded sharply Reviewed on: 9th June 2026

Because They are straight Forward

Because They are straight Forward Reviewed on: 9th June 2026

Love using PayPal credit and PayPal pay in 3 as well...

Love using PayPal credit and PayPal pay in 3 as well as the promotional offers that they have where I can pay within 4 months. I mostly use PayPal for booking Airbnbs and holidays because if allows me to make the payment over time. Would deffo recommend! Reviewed on: 9th June 2026

Pay pal credit is such a godsend its accepted at mos...

Pay pal credit is such a godsend its accepted at most online shops and websites and is very flexible and easy to use. Its a fast and easy way to use when shopping online i use it all the time then pay it off when I get paid works well for me Reviewed on: 9th June 2026

Excellent service from Paypall

No issues simple to use any concerns always sorted. Trusted source Reviewed on: 9th June 2026

Used PayPal in an emergency so easy

Used PayPal in an emergency when I was short. Forgot how easy it was. Just like your ....everyday card. Reviewed on: 9th June 2026

Excellent service i love to use it for my everyday t...

Excellent service i love to use it for my everyday transactions Reviewed on: 9th June 2026

Brilliant

Very easy to use. Handy and convenient Reviewed on: 9th June 2026

very good, pay in 3 is very handy.

very good, pay in 3 is very handy. And sending money is fast and useful Reviewed on: 9th June 2026

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