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PayPal: PayPal Credit reviews

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4.90
Based on 59,614 reviews, last reviewed 13th Apr 2026
811300% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use with great customer service and sup... Very easy to use with great customer service and supporting understanding professional staff who are always happy to help. Gives real flexibility for ... Read more Reviewed on: 13th April 2026
Luffy s's avatar
Luffy s

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59614)

I use PayPal a lot as it provides security and piece...

5
I use PayPal a lot as it provides security and piece of mind, it’s a great financial tool. Reviewed on: 28th May 2024
Jonathan Williams's avatar
Jonathan Williams

PayPal credit is easy to use, easy to pay back

5
PayPal credit is easy to use, easy to pay back and there’s a range of things you can use it on , I have used it for icelands, paying bills when I am a little short and Christmas and birthday presents Reviewed on: 28th May 2024
Stayceef's avatar
Stayceef

Really user friendly and easy to access.

5
Really user friendly and easy to access. Great reminders also for payments etc. great credit limits and interest free time scales Reviewed on: 28th May 2024
Millie B's avatar
Millie B

Easy way to pay

5
Applied for Paypal Credit. The process was simple and in few steps I got my application approved. No hassle. Would recommend Paypal Reviewed on: 28th May 2024
Yasser S's avatar
Yasser S

Very good support and refunded me immediately when I...

5
Very good support and refunded me immediately when I did not receive my goods and answered my query promptly. Reviewed on: 28th May 2024
Debby's avatar
Debby

Paypal credit is easy to use and easy to keep track of.

5
Paypal credit is easy to use and easy to keep track of. I use the pay in 3 option so as not to gain interest on my purchases. It really helps to pay for more expensive items. You always know payments are secure using PayPal too. Reviewed on: 28th May 2024
Karen M's avatar
Karen M

I HAVE BEEN A PAYPAL CUSTOMER FOR OVER 10 YEARS AND...

5
I HAVE BEEN A PAYPAL CUSTOMER FOR OVER 10 YEARS AND HAD NO PROBLEMS AS THEY ARE VERY RELIABLE AND HONEST SERVICE PROVIDER AND THEY OFFER A WIDE RANGE OF SERVICE, AND I AM VERY HAPPY WITH THEM. Reviewed on: 28th May 2024
Firoz J's avatar
Firoz J

Great service, quick and easy to use.

5
Great service, quick and easy to use. Have used for convenience may times, and cleared before any interest added, thanks PayPal Reviewed on: 28th May 2024
Ross Badham's avatar
Ross Badham

paypal review

4
Good experience overall. Easy to use, however have had some issues with trying to breakdown where each cost is coming from. Apart from that, good . Reviewed on: 28th May 2024
Meg's avatar
Meg

I love using this service.

5
I love using this service. Gives me time to pay what I owe without interest it's my go to way to pay! Reviewed on: 28th May 2024
Leila Speirs's avatar
Leila Speirs

Review PayPal: PayPal Credit now

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