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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I love PayPal

I love PayPal, it gives me confidence to buy online and PayPal credit it the perfect option for larger purchases Reviewed on: 9th June 2026

PayPal Credit Experience

Smooth application and quick decision. Hopefully the credit limit is very less Reviewed on: 9th June 2026

I love it ,is easy and convenient.

I love it ,is easy and convenient. Have full support if needed. Reviewed on: 9th June 2026

Paypal covers and protects my purchases

Paypal covers and protects my purchases Reviewed on: 9th June 2026

Happy customer

Easy to use and no problems customer service get in touch fast Reviewed on: 9th June 2026

Always happy to go up PayPal staff friendly

Always happy to go up PayPal staff friendly Reviewed on: 9th June 2026

It’s so quick and easy to use!

It’s so quick and easy to use! I trust PayPal is secure and trustworthy! I use it for most of my purchases! Money is so easy to send and transfer too! Reviewed on: 9th June 2026

Easy to use and stress free.

Easy to use and stress free. Never had any issues with PayPal credit and appears more and more retailers are offering the service. Reviewed on: 9th June 2026

Had PayPal for most adult life and it’s a great prod...

Had PayPal for most adult life and it’s a great product Reviewed on: 9th June 2026

Excellent services, good products

Excellent services, good products Reviewed on: 9th June 2026

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