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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172923)

Very easy to use but also secure I have been using P...

5
Very easy to use but also secure I have been using PayPal for years and would be lost without it Reviewed on: 8th June 2026

I love PayPal, it’s my go to credit line x

5
I love PayPal, it’s my go to credit line x Reviewed on: 8th June 2026

PayPal is reliable

5
Can always rely on PayPal when needing to send ing money abroad. I always use PayPal for this reason Reviewed on: 8th June 2026

Very user friendly and customer service are always h...

5
Very user friendly and customer service are always helpful. Reviewed on: 8th June 2026

Very user friendly and great way to pay with credit...

5
Very user friendly and great way to pay with credit Reviewed on: 8th June 2026

Hassle free from start to finish,

5
Hassle free from start to finish, excellent communication, easy to use, highly recommended Reviewed on: 8th June 2026

Transactions are quick and easy making purchasing si...

4
Transactions are quick and easy making purchasing simple Reviewed on: 8th June 2026

Excellent!

5
Excellent! Good and attentive customer service. Very trusted I couldn’t ask for better. Reviewed on: 8th June 2026

Great all round service and exceptional service when...

5
Great all round service and exceptional service when dealing with refunds for whatever reasons, great option for short term spreading the cost of expensive items Reviewed on: 8th June 2026

PayPal is very easy to use and access

5
PayPal is very easy to use and access Reviewed on: 8th June 2026

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