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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59632 reviews)

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4.90

Based on 59,632 reviews, last reviewed 13th Apr 2026

812700% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I use PayPal for any purchase. I use PayPal for any purchase. It is easy and secure. Reviewed on: 13th April 2026

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59632)

Paypal Credit is just so much simpler, safer and...

Paypal Credit is just so much simpler, safer and efficient way of shopping online. Cheaper credit, with tons of benefits and unmatched safety. Don't see a reason why anyone would pick different credit supplier other than Paypal. Reviewed on: 28th May 2024

Absolute winner

Excellent value for money and easy way to have access to what you love the most without having to worry about the interest rate, would highly recommend. Reviewed on: 28th May 2024

Easy to use

PayPal is so easy to use via the app and customer service is very good Reviewed on: 28th May 2024

Great service and great value love the pay in 3 and...

Great service and great value love the pay in 3 and the interest free options Reviewed on: 28th May 2024

Very helpful if something goes out that I authorise it

Very helpful if something goes out that I authorise it Reviewed on: 28th May 2024

My personnel review of PayPal

I have allways found it simple to use and value for money and it has been there when we have needed it Reviewed on: 28th May 2024

It's very easy to access and use

It's very easy to access and being able to check how much you've taken out and how much you need to put back into make it even. Easily be able to set up a direct debit with them and it's just so simple to use Reviewed on: 28th May 2024

Always smooth transaction and excellent customer ser...

Always smooth transaction and excellent customer service Reviewed on: 28th May 2024

Great 4 month interest fee option

Great 4 month interest fee option Reviewed on: 28th May 2024

Excellent service as always, trusted and always helpful

Excellent service as always, trusted and always helpful Reviewed on: 28th May 2024

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