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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172716)

PayPal credit has helped me so much,weather it be ho...

PayPal credit has helped me so much,weather it be home improvements,birthday or Christmas PayPal has made spreading the. cost so much more manageable Reviewed on: 8th June 2026

was good, fast and support is helpful, would recomme...

was good, fast and support is helpful, would recommend to my friends and family , Reviewed on: 8th June 2026

They help me at the pastvwith a scam transaction.

They help me at the pastvwith a scam transaction. Very quick response back problem results done . Reviewed on: 8th June 2026

So handy for spreading out costs takes the stress ou...

So handy for spreading out costs takes the stress out of emergency buys Reviewed on: 8th June 2026

Efficient transactions.

Efficient transactions. and good choice of payment methods. Reviewed on: 8th June 2026

Love the £100 for 4 months interest free

Never had any issues so far and the £100 interest free for 4 months really saves me from time to time. Reviewed on: 8th June 2026

I have never had a negative experience since using P...

I have never had a negative experience since using PayPal. It’s very straightforward and easy to use. When I’ve had a problem with a seller PayPal have always been easy to contact, easy to understand and excellent at solving any issue that I have encountered. Reviewed on: 8th June 2026

A very good way of paying multiple things, I have ne...

A very good way of paying multiple things, I have never had any problems or worries with PayPal Reviewed on: 8th June 2026

Amazing service for all provided

I have used PayPal for normal payments, PayPal credit and pay in 3. All have great interest rates and amazing service with regards to reminders about when payment is due. Reviewed on: 8th June 2026

Missed a payment once.

Missed a payment once...complete oversight but PayPal were amazing and the missed payment was even removed from my Experian credit record. Not only yhst they hot removed very very swiftly. Reviewed on: 8th June 2026

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