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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always feel confident and secure if I use PayPal whe...

Always feel confident and secure if I use PayPal when I purchase online Reviewed on: 9th June 2026

PayPal has Never been let me down

PayPal has Never been let me down Reviewed on: 9th June 2026

straight forward transactions, good customer service...

straight forward transactions, good customer service, very good overall Reviewed on: 9th June 2026

Great experience so far.

Great experience so far. Love the idea to make installments that help me out to pay thinks that I would like to buy, give me more flexibility over my finances. Reviewed on: 9th June 2026

Great service and easy to make payments.

Great service and easy to make payments. Great customer service , great interest rates Reviewed on: 9th June 2026

excellent service

Very easy to use excellent service Reviewed on: 9th June 2026

Helps with financial management with pay in 3

Helps with financial management with pay in 3 Reviewed on: 9th June 2026

So easy and customer friendly!

So easy and customer friendly! Rewards you and makes spending so much more enjoyable! Very simple to open and manage with clear help and excellent customer service! The best on the market! Reviewed on: 9th June 2026

PayPal is Safe and easy to use

I find PayPal easy to use its safe as I don't have to enter bank details everytime I shop. Being able to pay in installments is a big help. Reviewed on: 9th June 2026

Great for short term credit.

Whenever I have an issue with a product I have purchased PayPal has always resolved it. I also like the pay in 3 especially when you have the full purchase price. PayPal credit is great for more expensive purchases. You get 4 months to pay off the balance before interest is charged. Reviewed on: 9th June 2026

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