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PayPal: PayPal Credit reviews

4.91
Based on 49,590 reviews, last reviewed 30th May 2025
1731700% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The only issue sometimes is that the changing the di... The only issue sometimes is that the changing the direct debit values is a bit complicated to understand and also could never find out how to change t... Read more Reviewed on: 30th May 2025
Lina L's avatar
Lina L

Latest lowest rating:

1

Dissatisfied with PayPal I can’t print out my statements easily . I can’t contact a human advisor easily . I entered a dispute and their procedure for reporting it was arduous... Read more Reviewed on: 30th May 2025
Maria h's avatar
Maria h

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (49590)

PayPal credit

5
I've used PayPal for years and think it's great Reviewed on: 8th July 2022

PayPal credit

5
Quick easy and feel safer spread the cost without interest added all that I need always been polite and friendly Reviewed on: 8th July 2022

Great, easy to understand credit service

5
So simple to use with excellent features Reviewed on: 8th July 2022

Best option available

5
Hastle free option, always there when I need it and provides with various repayment options. Love it Reviewed on: 8th July 2022

Spreading the cost, knowing you wont pay a penny in interest

5
Vast range of websites accepting paypal credit as its a reputable lender, allows you to spread the cost of expensive items and top notch support when you need it. Reviewed on: 8th July 2022

Yeah, it's helped out loads.

5
As the title suggests, it's really good and has helped me out in a tight bind. Reviewed on: 8th July 2022

Great alternative payment method

5
A great way to spread the cost - feel safe and secure using PayPal credit for my payments Reviewed on: 8th July 2022

Flexible repayment options

5
Excellent customer service, easy to apply Reviewed on: 8th July 2022

PayPal credit

5
Always there when I need it and super easy to pay off in instalments! They always do deals for 0% interest on some purchases too. Reviewed on: 8th July 2022

Great experience .

5
Very handy if you're looking quick 0% loan, definitely use it again. Reviewed on: 8th July 2022

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