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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use safe use confidentiality

Easy to use safe use safety use with confidence Reviewed on: 9th June 2026

Easy and simple credit

Easy to use, easy to pay and easy to access. Simple and does what it says on the tin. Never had an issue with PayPal credit Reviewed on: 9th June 2026

Used PayPal credit for the last year.

Used PayPal credit for the last year. No issues so far. Consistent. Reviewed on: 9th June 2026

It's the second time I've used PayPal credit

It's the second time I've used PayPal credit and I think its very easy to set up. Reviewed on: 9th June 2026

I like using PayPal because I like the fact that I c...

I like using PayPal because I like the fact that I can get help through them with some companies who are unwilling to deliver basic customer service. Reviewed on: 9th June 2026

Great app

Great app good customer service and easy to work Reviewed on: 9th June 2026

It’s just so easy to use and above all it’s extremel...

It’s just so easy to use and above all it’s extremely safe to use. Reviewed on: 9th June 2026

Reliable, Fast, and Secure Payment Experience

PayPal has been a very smooth and reliable payment platform in my experience. It makes sending and receiving money quick and hassle free, whether for personal use or online transactions. I especially appreciate the strong security features and buyer protection, which give extra confidence when shopping online. Payments are processed instantly in most cases, and the interface is simple and easy to navigate. Overall, it’s a convenient and trustworthy service that I’ve consistently found useful. Reviewed on: 9th June 2026

It's always worth it to use PayPal when you Purchase...

It's always worth it to use PayPal when you Purchase Online it covers your every single penny and Customer service always happy to help and Buyesr protection policy is top nouch! Ialways recommend to my family and friends use PayPal because they Interest Free pay and Pay in 3 scheme is absolutely fantastic so we don't have to pay all in one go! Amazing PayPal 5 Star.... Reviewed on: 9th June 2026

Reliable Cust Service snd Buyer Protection

On 2 occasions I needed to talk to someone I easily got through to Cust Services and spoke to people who were friendly and professional and resolved my query. We also like Paypal for the Buyer Protection Reviewed on: 9th June 2026

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