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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172512)

Help in a pinch

5
It helps when you are in a pinch with time to pay it back. So I can buy what the kids like and not worry so much. Reviewed on: 8th June 2026

Trust completely

5
I love how flexible Paypal is and how it protects our money n purchases Reviewed on: 8th June 2026

I can always rely on PayPal credit when I need to.

5
I can always rely on PayPal credit when I need to. It is easy to navigate through the PayPal App and you can get hold of customer support with a click of a button. I have had PayPal Credit for many years and it has been a God sent at times. Reviewed on: 8th June 2026

Excellent service, very easy to apply for and set up.

5
Excellent service, very easy to apply for and set up. Reviewed on: 8th June 2026

great and easy to use

5
ai have used paypal credit numerous times so has my husband even to book fsmiky holidays and household items it is really good to have especially when you struggle to pay all in o e go it is very easy to use and see how much you have left to pay. I would recommend it. Reviewed on: 8th June 2026

Excellent Service Provider..

5
I have found PayPal convenient to use and they have resolved any issue I had promptly. That are my go to finance where I feel safe and secure in my purchases, Reviewed on: 8th June 2026

Excellent service overall!

5
Excellent service overall!Great to use paypal credit everywhere! Reviewed on: 8th June 2026

Excellent customer service always

5
Excellent customer service always Reviewed on: 8th June 2026

Absolutely love PayPal - excellent customer services...

5
Absolutely love PayPal - excellent customer services and so convenient Reviewed on: 8th June 2026

Always reliable and PayPal have always answered quer...

5
Always reliable and PayPal have always answered queries quickly Reviewed on: 8th June 2026

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