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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59646 reviews)

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4.90

Based on 59,646 reviews, last reviewed 13th Apr 2026

813800% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The easy way to pay Easy fast just when you need it and can’t be bothered with applying for a loan Reviewed on: 13th April 2026

Latest lowest rating:

1

Bad company No customer safety, I had item shown delivered and photo shown its been left somewhere where I cant find and PayPal couldn't help me due to tracking s... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59646)

Always reliable and efficient, easy to use and offer...

Always reliable and efficient, easy to use and offers good service if there is a problem with a purchsse. Reviewed on: 28th May 2024

Great way to pay for things.

Great way to pay for things. I use it a lot Reviewed on: 28th May 2024

5 star rating

Easy to use, and friendly user face,keeps me up 2 date on process when I use it Reviewed on: 28th May 2024

PayPal is very easy and safe.

PayPal is very easy and safe. I really recomend. Also I use always I can Reviewed on: 28th May 2024

PayPal Credit Review

Setup a credit account to pay for a needed home improvement job to replace damaged stairs. Easy to set up, slight issue on first opening the account that PayPal did not request the first direct debit payment from my bank on the day due but phoned them, spoke to a great advisor who sorted out the issue, saw it was an issue at their end so took my payment, put a note on my file to say it was their issue, made sure I did not get any late fees or notes on my credit file for their error. Reviewed on: 28th May 2024

It's sound, would recommend never had a problem

It's sound, would recommend never had a problem Reviewed on: 28th May 2024

Very easy to use and well reputed

Very easy to use and well reputed Reviewed on: 28th May 2024

Paypal as a platform has improved to the the point t...

Paypal as a platform has improved to the the point that I rely on it for almost all my online and sometime in store purchases. Reviewed on: 28th May 2024

PayPal is fantastic it helps me spread the cost off...

PayPal is fantastic it helps me spread the cost off my spending I can pay all at once or spread the cost over the month would definitely recommend PayPal Reviewed on: 28th May 2024

Happy customer

Oferall happy worh the services Paypal provides. The only part that could be more accessible/customer friendly is the dispute part. The process is mechanical and the forms time kit too quickly. Reviewed on: 28th May 2024

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