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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172284)

I have never has a problem with pay pal.

I have never has a problem with pay pal. Very fare and ensure you a comfortable with payments. Always send me emails on saving interest and the only time I had an emergency and was 2 days late paying were very fare and canceled charges. Couldn't be happier with PayPal. Credit and always feel safe making payments via PayPal. Easy app to use to keep track. Reviewed on: 8th June 2026

PayPal is a very good form of payment as it is quick...

PayPal is a very good form of payment as it is quick and reliable. Reviewed on: 8th June 2026

Simple to use

Like the ease with which PayPal credit operates and the transparency surrounding time periods associated with transactions. Also like the introduction of a credit card which now allows payments to be made anywhere, Reviewed on: 8th June 2026

Simply the best better than all the rest

Excellent throughout can’t find fault anywhere you’ve tried the rest now try the best simple Reviewed on: 8th June 2026

It's been great being able to access money whenever...

It's been great being able to access money whenever I've needed it. The process has always been simple, quick, and reliable, which has made managing my finances much easier. I'd definitely recommend it to others looking for flexibility and convenience. Reviewed on: 8th June 2026

The best way to pay

I am grateful for the excellent terms this product offers. To be able to pay for products over 4 months interest free has really helped me out, especially when my cashflow has been an issue. I love how accessible the app is and how PayPal keeps me updated with any upcoming payments and at the end of 4 months payment windows. It's a superb payment option and offering the physical card enhanced this product furthermore. Reviewed on: 8th June 2026

Great for booking hotels, flights air b and b and be...

Great for booking hotels, flights air b and b and being able to pay over time Reviewed on: 8th June 2026

Had same issue with transaction, contacted customer...

Had same issue with transaction, contacted customer service and was no trouble at resolving the issue, Reviewed on: 8th June 2026

Love a bit of PayPal

I always choose to pay with PayPal for the extra protection and ease Reviewed on: 8th June 2026

I have used PayPal for over 8 years- I find it extre...

I have used PayPal for over 8 years- I find it extremely beneficial for transferring money to family and friends as it is quick and reliable. There are so many benefits for using PayPal for paying for products and services as if there are any issues they are very quick to resolve any disputes and always put their customers first. I also find it very beneficial being able to use the PayPal option for pay in 3 or pay later. I would highly recommend the use of Paypal for all transactions when it’s an option. Reviewed on: 8th June 2026

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