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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59652 reviews)

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4.90

Based on 59,652 reviews, last reviewed 13th Apr 2026

814200% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It good and helpful and there get job done It good and helpful and there get job done Reviewed on: 13th April 2026

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59652)

Never had a problem with PayPal.

Never had a problem with PayPal. Very reliable service. Reviewed on: 28th May 2024

Convenient, great offers and customer service

Very reliable, great offers and customer service Reviewed on: 28th May 2024

New Curve card has been a fantastic option.

Curve card option was offered to me and it has been really easy to activate and understand the workings of the card. Really convenient to have this as a payment option. PayPal also offers payment plans so you can purchase without interest over a few months. Reviewed on: 28th May 2024

It's easy to use and safe.

It's easy to use and safe. I really feel comfortable using it. Reviewed on: 28th May 2024

It’s really good and it’s so helpful

It’s really good and it’s so helpful Reviewed on: 28th May 2024

I have used pay pal credit to purchases which are sp...

I have used pay pal credit to purchases which are spread over multiple months. So easy to use! and would recommend to anyone. Reviewed on: 28th May 2024

PayPal credit is financially responsible

Credit facility has always been fast, affordable and limit is financially responsible. The ability to see a breakdown of what’s outstanding per purchase is also a great feature. Reviewed on: 28th May 2024

A good secure way of sending money and paying for go...

A good secure way of sending money and paying for goods Reviewed on: 28th May 2024

Monthly interest ruined PayPal credit

PayPal credit was an excellent service for me as a student however my thoughts on it have changed after they changed their terms and conditions and applied interest to monthly transactions. Adding interest seems as if they are preying on those who need a little financial help and making it seem impossible for them to pay it off Reviewed on: 28th May 2024

Brilliant to help with payments

Lots of payment options with pay in 3 or no interest over 4 months! It allows you to make purchases that you may not be able to pay straight away or to help you spread the cost over a period of time. I’ve definitely benefited from it and I know some of my friends use it too. You can also get a curve card which lets you use PayPal credit in store. Reviewed on: 28th May 2024

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