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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172135)

Excellent product and service.

Have used Paypal credit and Pay In 3 for several purchases, always stress free and easy to setup and navigate. Reviewed on: 8th June 2026

Paypal is the Way!

The ease of purchase & security benefits Reviewed on: 8th June 2026

Great service

Every paypal transaction has left me protected and secure Reviewed on: 8th June 2026

This service is secure and reliable.

This service is secure and reliable. Easy to understand everything is explained in language you can understand. Easy to manage and access my money. Reviewed on: 8th June 2026

Useful to use when needed.

Useful to use when needed. The rate is acceptable and it is easy to use it. Reviewed on: 8th June 2026

Excellent

PayPal is easy to use , I feel extremely safe using it Reviewed on: 8th June 2026

Not always clear on app, but advisors helpful

Not always clear on app, but advisors helpful Reviewed on: 8th June 2026

Great idea for payments

Its a good way to help when you need that extra help, but trying to get payments down is really hard, iv been trying for years to make it go down and im still not getting anywhere with it Reviewed on: 8th June 2026

Always happy with the PayPal service and the team ar...

Always happy with the PayPal service and the team are helpful too Reviewed on: 8th June 2026

Great customer service.

Great customer service. Interest free terms very helpful Reviewed on: 8th June 2026

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