Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,682 reviews, last reviewed 13th Apr 2026
817000% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal credit a lot it’s so handy and now ther... I use PayPal credit a lot it’s so handy and now there’s a physical card it’s even better Reviewed on: 13th April 2026
Martine 's avatar
Martine

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (59682)

Positive

5
Never had any issues, always very helpful & it's always peace of mind when paying,known it's secure. Reviewed on: 28th May 2024
G m's avatar
G m

It is easy to set up and easy to use

5
It is easy to set up and easy to use Reviewed on: 28th May 2024
Tina mtina's avatar
Tina mtina

No bad experiance.

5
No bad experiance. Always helpful and friendly. The app is easy to use and sends you reminders Reviewed on: 28th May 2024
Lauren d's avatar
Lauren d

Excellent!

5
Easy tonuse friendly staff, great customer service value for money Reviewed on: 28th May 2024
Mart's avatar
Mart

Always been great to use and efficient

5
Always been great to use and efficient Reviewed on: 28th May 2024
Alex w's avatar
Alex w

A great overall experience..

5
Great experience and convenience in using the service. Thianks Reviewed on: 28th May 2024
Arif A's avatar
Arif A

I can trust paypal

5
PayPal is easy to use and the options to pay are very helpful. Credit and pay in 3 make managing your money much easier. The app is really helpful at keeping track of payments and where you're up to and sending and receiving money is really easy and safe. PayPals customer service is top not h, I've used them several times if there's a payment I don't understand and the staff are always helpful and polite. Reviewed on: 28th May 2024
Lucy G's avatar
Lucy G

It's really easy to use Paypal credit.

5
It's really easy to use Paypal credit. I just log in and see my balance, can pay with it anywhere that accepts Paypal. Reviewed on: 28th May 2024
Lee S's avatar
Lee S

Easy to use

5
I have used the credit payments a few time with ease and 0% interest. Brilliant and easy to use app Reviewed on: 28th May 2024
Cussy's avatar
Cussy

Excellent service

5
Excellent service, easy to use, and available on mobile, accepted worldwide. It is very good, highly recomended. Reviewed on: 28th May 2024
Savy User's avatar
Savy User

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill