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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal provides a excellent service

PayPal provides a excellent service Reviewed on: 9th June 2026

It's so easy to make payments online and your inform...

It's so easy to make payments online and your information is protected. Reviewed on: 9th June 2026

Easy to use, simple to access, good & friendly custo...

Easy to use, simple to access, good & friendly customer service. Reviewed on: 9th June 2026

PayPal is simple and easy to use!

PayPal is simple and easy to use! Reviewed on: 9th June 2026

Now with the card it’s so convenient for emergencies.

Now with the card it’s so convenient for emergencies. Reviewed on: 9th June 2026

No issues whatsoever, ready checkouts, no security i...

No issues whatsoever, ready checkouts, no security issues. Reviewed on: 9th June 2026

PayPal is so secure and safe, I feel confident using...

PayPal is so secure and safe, I feel confident using it for most of my purchases, PayPal credit is fantastic too Reviewed on: 9th June 2026

Buy now pay later

Very useful when don’t want pay straight away or short of cash Reviewed on: 9th June 2026

Have been using it for a long time.

Have been using it for a long time. I like the 3 month interest free payments and they now have a points system and a card! Reviewed on: 9th June 2026

Very easy to use, money was in my account really qui...

Very easy to use, money was in my account really quickly. Reviewed on: 9th June 2026

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