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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal is the bizz

I use paypal for everything. It makes check out quicker and it's secure. It's a bonus collecting extra points. Customer service are friendly Reviewed on: 9th June 2026

Fantastic service and easy to use

Fantastic service and easy to use Reviewed on: 9th June 2026

Easy to use great options of repayment

Easy to use great options of repayment Reviewed on: 9th June 2026

Exceptional customer service and extremely efficient...

Exceptional customer service and extremely efficient in resolving problems. The staff appear knowledgeable and they are always friendly and helpful. Reviewed on: 9th June 2026

Paypal very quick easy safe way to transact

So easy and efficient to useConvenient App easy to navigate Reviewed on: 9th June 2026

Very easy and flexible.

Very easy and flexible. Makes payments a lot easier and safer. Reviewed on: 9th June 2026

Paypal offer a very simple credit facility

Paypal offer a very simple credit facility that can be used with almost all retailers. The most flexible, easy to use system out there Reviewed on: 9th June 2026

Always been really helpful with any issues I’ve had...

Always been really helpful with any issues I’ve had and the app is so easy to use and understand Reviewed on: 9th June 2026

PayPal has always been my favourite

The app is very easy to use and I always get reminded when payments are due, they have given me a realistic limit that I know I can pay off Reviewed on: 9th June 2026

They have been fantastic .

They have been fantastic .Cover anything that has been lost Reviewed on: 9th June 2026

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