Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171959)

I’m a disabled man when every I phone up they can no...

5
I’m a disabled man when every I phone up they can not doing a thought for me. Reviewed on: 8th June 2026

Easy to use

5
Really easy and a good choice to use helps with spreading payments and makes purchases more affordable Reviewed on: 8th June 2026

Excellent customer service and communication.

5
Excellent customer service and communication. Reviewed on: 8th June 2026

Paypal credit is the best

5
With Paypal credit you can do your shopping and spread your payments without any extra fees Reviewed on: 8th June 2026

Been a fantastic credit card to use

5
Been a fantastic credit card to use Reviewed on: 8th June 2026

Easy and convenient .

5
Easy and convenient . You can use PayPal for almost any purchase which gives peace of mind and with the interest free , what’s not to like Reviewed on: 8th June 2026

They have done everything I have asked for

5
They have done everything I have asked for Reviewed on: 8th June 2026

Love it so simple to use

5
Love it so simple to use & helps alot Reviewed on: 8th June 2026

a very good finance company that can be trusted

5
a very good finance company. one of the best thing i do is to associate myself with them and it helps me with good transaction Reviewed on: 8th June 2026

Great experience easy to use straight forward flexib...

5
Great experience easy to use straight forward flexibility on payments types offers interest free credit customer service very easy and quick friendly service polite and helpful like to use the app for ease and confient. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94768 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products