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PayPal: PayPal Credit reviews

4.91
Based on 50,021 reviews, last reviewed 2nd Jun 2025
1772000% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service Any time I've had to contact customer services I've been help d without issue. Reviewed on: 2nd June 2025
David B's avatar
David B

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50021)

Paypal

5
I'm so glad Paypal offered me credit....at least now I can buy things I won't for me and the kids....I couldn't do that before with a bad history now I can breathe....I can slowly pay it off...I'm so happy to be with PayPal....diffently would recommend them to family and friends.... Reviewed on: 8th July 2022

easy ,afordable,

5
You get info about transaction every month, its easy to log on and make the payment . Reviewed on: 8th July 2022

PayPal is quick easy and helpful

5
PayPal have always been very helpful They make clear options to pay back credit with no pressure. You are given ample time and clear terms and conditions. The customer service team have always been very helpful. Reviewed on: 8th July 2022

Love PayPal credit

5
I love PayPal credit. Me and my husband don’t have any outstanding dept and don’t have a mortgage or anything so no one will give us a credit card. But PayPal gave us PayPal credit and we use it to make our lives better. Thank you paypal Reviewed on: 8th July 2022

Easy to use PayPal

5
Such an easy way to shop with multiple payment option very easy account management easy to navigate online account giving you all the information regarding your spending Reviewed on: 8th July 2022

Very good and easy to use. Payments simple. Low interest on spending

5
Best option out there. Would be great also if paypal credit could enable its customers to send money to your bank acvount. This would make it a fabulous credit provider Reviewed on: 8th July 2022

Outstanding

5
Credit check, lending, and repayment couldn't be simpler. All handled online and absolutely instantly. Reviewed on: 8th July 2022

Mr

5
I will happy to get win now Regards Valentin Reviewed on: 8th July 2022

Helpful

5
I found it very helpful as i bought an iphone and didnt had the money, at the time- but with paypal credit i managed the purchase :) Reviewed on: 8th July 2022

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5
...................................... Reviewed on: 8th July 2022

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