Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171851 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171871)

Good value

Good value, ongoing 0% offers appreciated, easier to use now there is a card option. One improvement would be easier to see transactions in and out. Reviewed on: 8th June 2026

All good and quick if you want to help with...

All good and quick if you want to help with budget Reviewed on: 8th June 2026

PayPal Credit is a wonderful service

PayPal Credit is a wonderful service which enables customers to purchase items which would be out of reach for one single payment. Reviewed on: 8th June 2026

Easy to use and great range of products

Easy to use and great range of products Reviewed on: 8th June 2026

good experience using PayPal credit app is grea...

Very good experience using PayPal credit app is great easy to understand and keep track on spending and repayments Reviewed on: 8th June 2026

Very simple and intuitive user interface on both app...

Very simple and intuitive user interface on both app and web make it a doodle for purchases and sending and receiving money Reviewed on: 8th June 2026

Always what you need when you want it

Always what you need when you want it Reviewed on: 8th June 2026

SUPER QUICK AND EASY TO USE.

SUPER QUICK AND EASY TO USE. Used it to pay for flights multiple times. Would reccomend Reviewed on: 8th June 2026

PayPal credit is so easy to use with simple and secu...

PayPal credit is so easy to use with simple and secure log in and access. The app is great to use, can easily navigate yourself around the app to get what you need Reviewed on: 8th June 2026

It's really good!

Good value service, quick and easy to use. Set up is fast and pain free, the options on how to manage your account are vast and have everything you could want. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94710 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub