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PayPal: PayPal Credit reviews

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4.91
Based on 49,412 reviews, last reviewed 30th May 2025
1714700% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Excellent Service, reliable, safe to use. Thank you. Reviewed on: 30th May 2025
Mary Hardie's avatar
Mary Hardie

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (49412)

Great

5
Its so simple And makes my life easier Reviewed on: 8th July 2022
Mohamed Elbahkiri's avatar
Mohamed Elbahkiri

Fab, easy to use, many merchants

5
It just makes life easier! I can spread costs with interest free credit and I can use it in so many places. Thank you Reviewed on: 8th July 2022
Writersblock's avatar
Writersblock

PayPal credit

5
Started off way a 600 limit now got a 2.5k limit never had issues with it always comes in handy for buying bigger items and helping spread the cost out Reviewed on: 8th July 2022
David McCuiag's avatar
David McCuiag

Paypal saves my skin every time!

5
Argh! Kids' birthday party you forgot about? No gift and no money in the bank? Fear not- Paypal Credit has your back! Gift sorted, child happy, pay it back next payday. Phew! Reviewed on: 8th July 2022
Helen Terry's avatar
Helen Terry

Convenient and Quick

5
The best thing about Pay Pal is the speed at which transactions are completed together with the necessary security. Reviewed on: 8th July 2022
Saif's avatar
Saif

amazing help during renovations

5
super safe, reliable service - a must when renovating thehouse Reviewed on: 8th July 2022
Maria MacDonald's avatar
Maria MacDonald

Quick and Easy

5
Always on hand if i need a little extra help and pay for things that usually I would have to wait for PayDay. Reviewed on: 8th July 2022
Suki Kooner 's avatar
Suki Kooner

Easy to use, peace of mind

5
I was struggling financially and PayPal Credit turned out to be very helpful for my large, unexpected payments with great offers and fees Reviewed on: 8th July 2022
Hannah's avatar
Hannah

Great

4
PayPal has and still apart of my everyday life as it is more Secure and great customer service that always happy to help Reviewed on: 8th July 2022
Tiaan Ras's avatar
Tiaan Ras

Wouldnt be without it

5
Have used PayPal for years now and has always given me great security, customer service and great additional features Reviewed on: 8th July 2022
steph-1994@outlook.com's avatar
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