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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 60,353 reviews, last reviewed 13th Apr 2026
877700% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I think paypal is very helpful and useful credit sys... I think paypal is very helpful and useful credit system Reviewed on: 13th April 2026
Dylan VI's avatar
Dylan VI

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026
Afia A's avatar
Afia A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (60353)

I could get a Samsung phone with no interest and rep...

5
I could get a Samsung phone with no interest and repaid over 4months. Reviewed on: 30th May 2024
Danial K's avatar
Danial K

Good customer service good customers service

5
Good customer service and very helpful professional. Reviewed on: 30th May 2024
Nematoulh H's avatar
Nematoulh H

PayPal credit. Very good a bit slow on PayPal update

5
Very good a bit slow on PayPal update Reviewed on: 30th May 2024
Sotontoffee 's avatar
Sotontoffee

All is going well, just paying off the debt at this...

5
All is going well, just paying off the debt at this time Reviewed on: 30th May 2024
Ian l's avatar
Ian l

Have had no problems and always find customer servic...

5
Have had no problems and always find customer service to be accommodating and helpful Reviewed on: 30th May 2024
Vishal N's avatar
Vishal N

Been very good so far :)

5
Been very good so far :) came in very useful when I was purchasing some items :) very happy with my experience. I encourage others to try this platform out - the 3 step payment plan is also very useful and have used it a few times when I needed it Reviewed on: 30th May 2024
Jamie m's avatar
Jamie m

Great service

5
I've used PayPal credit for a few months and found it to be a very smooth and efficient process. I will continue to use PayPal Credit for the foreseeable future, for purchases of all kinds. I have so far used it for minor purchases and found it to be very easy Reviewed on: 30th May 2024
Ross B's avatar
Ross B

Getting refund from purchase not satisfied with is e...

5
Getting refund from purchase not satisfied with is easy and supported by the team Reviewed on: 30th May 2024
Ernest A's avatar
Ernest A

Very easy to use, with convenient features

5
Very easy to use, with convenient features like splitting payments without interest. Reviewed on: 30th May 2024
Tadeos S's avatar
Tadeos S

Love that it's so easy to use.

5
Love that it's so easy to use. I've only ever had 2 issues and they were dealt with quickly and efficiently Reviewed on: 30th May 2024
Tricia H's avatar
Tricia H

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