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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great experience, they never let me down.

Great experience, they never let me down. Reviewed on: 9th June 2026

Good so far and no problems to report

Good so far and no problems to report Reviewed on: 9th June 2026

Good review

My experience very is good with PayPal and the service I get is great always get the response am looking for Reviewed on: 9th June 2026

Excellent service and support.

Excellent service and support. Never faced and issues or ambiguity in dealing with Paypal. Reviewed on: 9th June 2026

Ideal for online purchases

I use paypal for all my online transactions as it gives me peice of mind Reviewed on: 9th June 2026

Great for online shopping

I've been using PayPal for quite a while and it's always been easy and reliable. Payments go through quickly and I like having the extra security when buying things online. It's simple to use and I've never really had any problems with it, so it's become my go-to way to pay. Reviewed on: 9th June 2026

Simple & easy to understand terms & conditions.

Simple & easy to understand terms & conditions. Easy to make repayments and keep on top of borrowing Reviewed on: 9th June 2026

PayPal is so easy and versatile.

PayPal is so easy and versatile...so many times...yes, soo many times I have used PayPal to shop when I was short of cash but needed something urgently.....pay in 3 is the best one for me every time..I don't have to pay interest that way...Thanks PayPal Reviewed on: 9th June 2026

They are a credit

Easy access intuitive app great credit facilities Reviewed on: 9th June 2026

PayPal is magic

PayPal always sorted me out, avoiding scams especially paying online Reviewed on: 9th June 2026

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