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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent service.

Excellent service. Fast, secure, and easy to use. I’ve been very satisfied with PayPal and would highly recommend it Reviewed on: 9th June 2026

Smooth Running Service

I always use PayPal and never have any issues. One of the best banking apps. Reviewed on: 9th June 2026

Had a few issues to start with understanding how ref...

Had a few issues to start with understanding how refunds get allocated but now is all fine Reviewed on: 9th June 2026

Easy fast Payment options, Great experience

Easy fast Payment options, Great experience Reviewed on: 9th June 2026

i can treat myself with Pay in 3!

Great to know I can use pay in 3 if i need too for those unexpected purchases and pay back over 3 months which is ideal for me. Reviewed on: 9th June 2026

Flexiable and transparent

Easy to use. Available with lots of retailers and hassle free to manage through the app. Reviewed on: 9th June 2026

Easy to use and offers option to pay without interest

Easy to use and offers option to pay without interest Reviewed on: 9th June 2026

All good can't complain.

All good can't complain. Good service, issues resolved quick but I can't think of anything else to say and this review won't let me submit without saying more words. Hi. Hi. Hi. Hi. Hi. Hi. Happy birthday to you. Reviewed on: 9th June 2026

Been with PayPal many years

Been with PayPal many years and would never use anybody else for secure payments. Reviewed on: 9th June 2026

I am satisfied with PayPal's services

It's been smooth, I have not had any problems and that's why I don't know what the customer care service is like. Reviewed on: 9th June 2026

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