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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49310 reviews)

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4.91

Based on 49,310 reviews, last reviewed 30th May 2025

1704900% increase in 5 star reviews

in the past 90 days

1267% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Pay in 3 enables easier finance management The PayPal Pay in 3 option is ideal for my banking as it enables me to purchase items upfront but spread the payments interest free over a short perio... Read more Reviewed on: 30th May 2025

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (49310)

Excellent

I couldn't get by without it. Truly easy to use, all purchases protected. Couldn't be better Reviewed on: 8th July 2022

Love Paypal credit

Paypal credit is excellent,straigthforward and I love the 0% interest free credit for 3 months Reviewed on: 8th July 2022

Extremely versatile and handy!

I've been using PayPal credit for a few years now and they are by far the easiest and most convenient way to use credit. Their app makes it super easy to make payments and set up direct debits if you choose to and their pay in three option is fantastic, I use that all the time. They also have a great 0% interest on purchases over £99 for 4 months which is very handy. 10/10, love my PayPal :) Reviewed on: 8th July 2022

Service

This is an amazing platform- the customer service is also lovely. I really do appreciate this as it allows me to get 4 months interest free credit. Reviewed on: 8th July 2022

Paypal credit

Spreading costs over 4 months without incurring interest is perfect! Reviewed on: 8th July 2022

Lets make a secure payment

I’m so happy to use my paypal credit for my most payment, specially when I supposed to be paid monthly without interest. Reviewed on: 8th July 2022

Pay pal

Best experience I ever had high recommend Reviewed on: 8th July 2022

Great Service by Paypal

Thank you for your support in these times. You credit support is very helpful. Reviewed on: 8th July 2022

Wonderful

They are always there if you need extra help Reviewed on: 8th July 2022

Best credit

Easy to apply and quick approval! Best credit experience Reviewed on: 8th July 2022

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