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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Security first .

I like the security it gives me while buying products on line more so the larger payments when purchasing items I require.. Reviewed on: 9th June 2026

Is anyone better

Any questions i have ever had get answered with confidence first time of asking Reviewed on: 9th June 2026

Professional and knowledgeable team - Always sorts m...

Professional and knowledgeable team - Always sorts my queries out Reviewed on: 9th June 2026

Always helpful and friendly.

Always helpful and friendly. Knowledgeable employees when communicating by phone Reviewed on: 9th June 2026

Easy to sort out what I needed, didn’t have to conta...

Easy to sort out what I needed, didn’t have to contact customer service as was all within the existing questions Reviewed on: 9th June 2026

PayPal credit is my first go to for business, person...

PayPal credit is my first go to for business, personal or anything I need now, it’s so simple and easy Reviewed on: 9th June 2026

It is very handy to purchase items with the Pay in 3...

It is very handy to purchase items with the Pay in 3 option. I've had PayPal Credit for a number of years, and I've never had an issue with them. Knowing my money is safe with their fraud detection is also a huge bonus. Reviewed on: 9th June 2026

Great service easy to use and navigpaypal servuceate

Great service easy to use and navigate Reviewed on: 9th June 2026

Forgot about a payment once and they rang me and kep...

Forgot about a payment once and they rang me and kept me on track, also had to miss a few payments ine time and they let me get by to sort some other things out Reviewed on: 9th June 2026

Using papal is always secure, continent and efficient.

Using papal is always secure, continent and efficient. The interest free on payments is brilliant at allowing you to pay this over time without being penalised and charged interest. This allows flexibility. Reviewed on: 9th June 2026

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