Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 49,646 reviews, last reviewed 31st May 2025
1736900% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been with PayPal for many years now . I have been with PayPal for many years now .never had a issue.always there for you Reviewed on: 31st May 2025
Keith Smith 's avatar
Keith Smith

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (49646)

Brilliant way to pay with credit

5
Paypal credit option is such a simple and user-friendly way to pay for purchases and spread costs over several months. Easy to keep track of what you are spending and help make those important large purchases. Reviewed on: 8th July 2022

Excellent

5
Excellent service gives you the option of being able to pay it back in four months with no interest Easy to understand your payments and when your date is used it for a couple of years now would be lost without it Reviewed on: 8th July 2022

Excellent service

5
Paypal have been a life saving, very easy to use and the app is fool proof to usr Reviewed on: 8th July 2022

Very easy

5
I've bought an item which I hadn't budgeted for on pay pal credit. Was very quick and easy to do .... Reviewed on: 8th July 2022

Very helpful

5
I use it most of the time and help me a lot Reviewed on: 8th July 2022

A must for all PayPal users

5
Using PayPal is simple enough, and the credit you can get is just as easy. You get special events quite often to save you money. Well recommended. Reviewed on: 8th July 2022

happy

5
Always use always happy never had a problem , just perfect , handy when buying something and dont want pay full price at once Reviewed on: 8th July 2022

Brilliant

5
Really easy and reliable from there 4 months free rates on PayPal credit to there easy payment page Reviewed on: 8th July 2022

Very useful for buying and paying later.

5
It has helped me a lot to buy items on credit and pay them back later with no interest. Reviewed on: 8th July 2022

Great accessible offers to my needs

5
Great affordable and accessible offers corresponding to my needs, quick services and easy for use. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products