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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent value

I’ve been using PayPal for over a decade and can’t blame on the service and value. It’s very easy to use Reviewed on: 9th June 2026

Flexible, convenient & practical.

Flexible, convenient & practical. Reviewed on: 9th June 2026

The resolution centre are efficient and fair and mat...

The resolution centre are efficient and fair and matters are resolved with speed Reviewed on: 9th June 2026

Lifetime Client

Been a client for a very long time and always had excellent service and communication. Thank you Reviewed on: 9th June 2026

* Great Experience with PayPal

* Fast, Secure, and Reliable Payment Platform * Excellent Experience with PayPal * Convenient and Trusted for Online Payments * Smooth Transactions Every Time * Safe and Easy Way to Send Money Reviewed on: 9th June 2026

PayPal, my Pal

Always great service, affordability and easy access to funds. I always use this if it’s an option as you are protected against any scams. Reviewed on: 9th June 2026

Not had any issues with transactions.

Not had any issues with transactions. Paypal protected me when ebay failed. Reviewed on: 9th June 2026

Safedt way yo complete transactions online

Easy to use and best secure online transactions Reviewed on: 9th June 2026

PayPal is my paying pal

Always very efficient, plenty of appropriate communication with servicing the account Reviewed on: 9th June 2026

It makes me not to type in my bank details online wh...

It makes me not to type in my bank details online which i was not so confident with. PayPal has been straightforward once I knew my password, it was very easy to use, as i was not so tech savvy at the beginning, but now I am a confident user Reviewed on: 9th June 2026

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