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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,700 reviews, last reviewed 13th Apr 2026
1002700% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and simple Very easy to use, brilliant when there is a problem with an order, very quick to solve the problem with a case. Was very pleased. Reviewed on: 13th April 2026
Emma c's avatar
Emma c

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (61700)

Must have credit system

5
Great for spreading payments with boat in 3 and 4 months interest free credit. Been a great help for me buying furniture etc Reviewed on: 1st June 2024
Marilyn M's avatar
Marilyn M

Perfect for me

5
I find PayPal credit very helpful with buying my items, the 4 month interest free system is great for me to use when buying anything between 100 to 500 pounds so I can pay in two or the maximum of 4 months, my credit limit is is good at the moment not to much as to tempt someone in too spend it all but not too small either so the items I buy are in the price range that PayPal credit provides my to use. Payments made to pay off credit are useful so I can either pay the minimum each month if I wished or pay off earlier if I wanted too, over all this is perfect for me. Reviewed on: 1st June 2024
Robert c's avatar
Robert c

Very easy to use, reminders get sent , really good...

5
Very easy to use, reminders get sent , really good Reviewed on: 1st June 2024
April f's avatar
April f

Excellent App and payment platform

5
I’ve used PayPal credit many times now for big purchases. I find it so convenient and easy to use. Makes things so much more affordable. Reviewed on: 1st June 2024
TIMOTHY D's avatar
TIMOTHY D

Makes budgeting easier, and purchasing items more af...

5
Makes budgeting easier, and purchasing items more affordable Reviewed on: 1st June 2024
Kyrrie's avatar
Kyrrie

I have really had a wonderful time using PayPal credit.

5
I have really had a wonderful time using PayPal credit. The credit has been very helpful since most platforms support PayPal payments. Whether it’s buying pizza at Papa John’s or train tickets at trip.com. Reviewed on: 1st June 2024
Lucky Micheal's avatar
Lucky Micheal

Flexible paypal

5
PayPal is very flexible, you can pay in full or pay in three instalments or have full credit. I have used all three methods and have never had any issues. I only spend what I can afford to pay back Reviewed on: 1st June 2024
Susan W's avatar
Susan W

Never had a problem with PayPal and always tend to u...

5
Never had a problem with PayPal and always tend to use it when available Reviewed on: 1st June 2024
Chris M's avatar
Chris M

Great service, their credit system is very fair and...

5
Great service, their credit system is very fair and the interest rates very low. Very much recommend them for everyday online purchasing and transactions between friends and family. Reviewed on: 1st June 2024
Scott M's avatar
Scott M

I have a very good experience they have sorted every...

5
I have a very good experience they have sorted everything out quickly Reviewed on: 1st June 2024
Majid R's avatar
Majid R

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