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PayPal: PayPal Credit reviews

4.90
Based on 62,203 reviews, last reviewed 13th Apr 2026
1050200% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

so easy to use Ive never had a problem using Paypal, so easy.to uase oay for items with peace of mind. Reviewed on: 13th April 2026
Martin C's avatar
Martin C

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62203)

Really good experience would definitely recommend to...

5
Really good experience would definitely recommend to anyone Reviewed on: 1st June 2024

Using for years without any problem

5
Using for years without any problem Reviewed on: 1st June 2024

Easy to use.

5
Easy to use. Easy to Maintain and manage. Reviewed on: 1st June 2024

20yrs of almost daily use, love it!!

5
Always use PayPal from purchasing good to receiving money. It’s superb. 20 years and never had a problem! It’s added guarantee your money is safe and purchases protected! Reviewed on: 1st June 2024

0% interest very convenient

5
Very easy to use and no interest is really good Reviewed on: 1st June 2024

Smashing

5
Great service. Good rates and easy.to understand statement. Reviewed on: 1st June 2024

I find PayPal credit easy to use.

4
I find PayPal credit easy to use. There are many websites which offer PayPal credit as a payment method. I am able to manage my repayments and PayPal credit lets me know how long I have interest-free credit for so that I know how to budget. Reviewed on: 1st June 2024

Good, but needs more options for paying off

4
I think it has been quite good, it has been useful to have however it would be good if you could choose what to pay off instead of random things being paid off! Give us npre choices to pay off certain items or more pressing items that need paying off first! Reviewed on: 1st June 2024

Loyal customer to PayPal

5
Being with PayPal many years now never had a trouble Reviewed on: 1st June 2024

Very good customer service, easy to use app, very sa...

5
Very good customer service, easy to use app, very safe when transferring money Reviewed on: 1st June 2024

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