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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171687)

Great experience !

I applied for PayPal credit to purchase my phone and it was approved very quickly despite not being approved by other credit lenders. I would highly recommend especially as the first 4 months are interest free. Reviewed on: 8th June 2026

PayPal credit

The pay in 3 option is great for small purchases and really helps & the credit option for larger purchase spread over 4 months works too Reviewed on: 8th June 2026

Brilliant!

So far had a great experience, I started an account because I’ve got my wedding coming up and weddings are expense so thought what a great time to start using a credit card. And it has 0% interest for the first 4 months Reviewed on: 8th June 2026

Dispute resolution

I had a problem with an untried on line retailer who was delaying delivery for weeks and weeks. PayPal resolved the issue and I received a full refund inside one hour. Reviewed on: 8th June 2026

Ease of use and security on payments makes paying wi...

Ease of use and security on payments makes paying with PayPal user friendly and secure. Reviewed on: 8th June 2026

I found Paypal to be straight forward

I found Paypal to be straight forward without any hassle Reviewed on: 8th June 2026

Super safe, super simple.

Super safe, super simple. Very reassuring to have them onside if anything goes wrong. Reviewed on: 8th June 2026

I have bern with PayPal for years and have never had...

I have bern with PayPal for years and have never had any issues with them, always there to resolve queries i cant fault them Reviewed on: 8th June 2026

Great effortless service

Great effortless service for that extra shopping Reviewed on: 8th June 2026

So easy to use, flexible payment options.

So easy to use, flexible payment options. Reviewed on: 8th June 2026

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