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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171506 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171518)

Excellent service.

Excellent service. Interest free credit options and repayment plans really help you budget Reviewed on: 8th June 2026

Great customer service, always been quick at resolvi...

Great customer service, always been quick at resolving any issues. App is user friendly and reasonable repayment with PayPal credit. Only issue is repayments take a few days to show it has been taken on your current account but this is probably due to which bank provider you're with. Reviewed on: 8th June 2026

PayPal credit is my go to!

PayPal credit is my go to! I love paying over 4 months interest free! Really easy to use Reviewed on: 8th June 2026

PayPal credit is there when I need it.

PayPal credit is there when I need that extra bit of spending power - for an unexpected event that needs a wardrobe update or fixing a domestic emergency like the vacuum cleaner blowing up. Both these situations were not in my budget but I could get what I needed with PayPal. Reviewed on: 8th June 2026

Highly recommend

Easy simple and problem free experience Reviewed on: 8th June 2026

Always reliable.

Always reliable. Instant transfers with no problems whatsoever. I heartily endorse PayPal and their services. Reviewed on: 8th June 2026

Pay Pal, where a customer is king.

Pay Pal, is always excellent on customer service and I won't hesitate to recommend it to anyone who needs their service. Their terms of payments is is easy and will suit your situation and the service and terms are well explained to your to understand every detail of how they operate and safeguard you from fraudsters. Their service is second to none. Their customer service is consistently outstanding, exceedingly my expectations every time I approach or ontact them. Reviewed on: 8th June 2026

I have used PayPal for years and I have always had a...

I have used PayPal for years and I have always had a great and reliable service. Iv had PayPal help with disputes over the years and they have never let me down. Now I use PayPal credit which helps with large payments. Reviewed on: 8th June 2026

Quick and easy to apply.

It was very quick and easy to apply for the PayPalcl credit. All of the information was where I needed it and the Terms and Conditions are clear to follow. Reviewed on: 8th June 2026

Any problems are sorted out quickly.

Any problems are sorted out quickly. I use Paypal & have a Pay Pal Credit account. Interest charged is fair. Reviewed on: 8th June 2026

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