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PayPal: PayPal Credit reviews

4.90
Based on 62,907 reviews, last reviewed 14th Apr 2026
1114600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick easy fast Great method of paying wick to use and very fast Reviewed on: 14th April 2026
Carl's avatar
Carl

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62907)

Easy to apply, available to use across many sites

5
Easy to apply, available to use across many sites Reviewed on: 2nd June 2024

Very supportive, informative and allows people to pa...

5
Very supportive, informative and allows people to pay safely over time. Reviewed on: 2nd June 2024

My and paypal are best of friends

5
Paypal 3 payments and credit has helped my family out alot. Having a child with challenges and wanting things on demand! Having these options has been a blessing. Customer service has always been a pleasant approach and I always know I will be treated with respect and they always listen carefully and are willing to sort my issues out. Reviewed on: 2nd June 2024

Pay pal is excellent month 0% option

5
Excellent service, love the 4 month 0% option Reviewed on: 2nd June 2024

It has been a big help to have paypal credit...

5
It has been a big help to have paypal credit Reviewed on: 2nd June 2024

Easy to use, simple to navigate

5
Easy to use, simple to navigate Reviewed on: 2nd June 2024

Gives you more time to pay

3
Paypal is useful for splitting payments over time. Reviewed on: 2nd June 2024

Good experience, no problems.

5
Good experience, no problems. I would recommend it to those that would like to manage their purchases over a certain period Reviewed on: 2nd June 2024

It’s a great credit app so easy to use would highly...

5
It’s a great credit app so easy to use would highly recommended it great having the 4montbs interest free Reviewed on: 2nd June 2024

All you need from an App....

5
Easy to use, options for stepped payments and able to set up regular debits. All you need from an App Reviewed on: 2nd June 2024

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