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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171343)

Very easy to use and how many months interest free

Very easy to use and super clear how many months you are getting interest free and when to repay and what. Reviewed on: 8th June 2026

Had a very good experience with PayPal

Had a very good experience with PayPal Reviewed on: 8th June 2026

Never had any issues always there if I need them

Never had any issues always there if I need them Reviewed on: 8th June 2026

Enjoy every day using everything all the time

Very good dealing with PayPal using all the time very helpful Reviewed on: 8th June 2026

always good experience with PayPal.

always good experience with PayPal. I have been using PayPal for all my transactions because it ls the best and secure way to pay. Reviewed on: 8th June 2026

Simple, Secure, and Efficient

My experience with PayPal has been very positive. The platform is easy to use, secure, and makes online transactions quick and convenient. Setting up an account was straightforward, and linking my bank account and cards was simple. I particularly appreciate the fast payment process and the added layer of security when shopping online, as I don’t have to share my card details with every merchant. The mobile app is user-friendly and allows me to send, receive, and track payments effortlessly. Overall, PayPal has provided a reliable and efficient payment experience that I trust for both personal and online purchases. Reviewed on: 8th June 2026

Monthly help .

Efficiency, convenience and easy to understand . It is a big help in making your money work for you to get the most out of your monthly income . Reviewed on: 8th June 2026

Excellent service.

Excellent service. Highly recommend. Very happy with it. Reviewed on: 8th June 2026

This is how customer service should be done!

The reason I have rated all questions with full marks is because, whenever I have interacted with the teams on the phone they are very; welcoming, precise, professional, articulate. They have always engaged nicely and a pleasure to talk. Whenever I've had questions - they've always responded with the correct information and always end the call - asking if there is anything they can help with. The entire end-to-end - process is always seamless for me. I truely value and appreciate the team over the phone because they give me confidence I'm dealing with an organisation that cares and take security very seriously. Reviewed on: 8th June 2026

PayPal credit

Costumers service is very professional,fast response and very helpful, quiet nice experience having in mind we dealing with a financial service. Reviewed on: 8th June 2026

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