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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

My PayPal credit

My PayPal credit was sorted straight away. Very easey to sort out. Reviewed on: 9th June 2026

I prefer the pay in 3

I prefer the pay in 3, as I have control on over paying, which I prefer Reviewed on: 9th June 2026

PayPal is very useful I feel very safe using it any...

PayPal is very useful I feel very safe using it any issues I have staff are always so helpful and reassuring. Reviewed on: 9th June 2026

Very easy to use and to find everything.

Very easy to use and to find everything. App interface looks great too. Quick and simple to send money and make withdraws. Reviewed on: 9th June 2026

Always had good service and never had a problem x...

Always had good service and never had a problem x Reviewed on: 9th June 2026

Always there when I need it.

Always there when I need it. Really easy to use... Reviewed on: 9th June 2026

Amazing customer service, always there to help and s...

Amazing customer service, always there to help and support .PayPal credit option is amazing.Thank you PayPal Reviewed on: 9th June 2026

Great customer Service

Great customer Service and excellent problem solving ability. Reviewed on: 9th June 2026

Received £20 off 1st credit purchase

Received £20 off 1st credit purchase Reviewed on: 9th June 2026

General speaking, PayPal is good customer service.

General speaking, PayPal is good customer service. Reviewed on: 9th June 2026

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