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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49923 reviews)

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4.91

Based on 49,923 reviews, last reviewed 1st Jun 2025

1762800% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great and simple with multiple options lik... PayPal is great and simple with multiple options like pay in 3 and no interest for 4 month on any purchase with more than £100. Also, it is available ... Read more Reviewed on: 1st June 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (49923)

Easy to use with small repayments

I’ve been using PayPal credit for a few months, it’s easy to use and simple to navigate. Reviewed on: 8th July 2022

Credit

Really handy at times and even better that you can ch99se when to pay as well as paying off the credit earlier than 4 months if you're just waiting for pay day. Would recommend for no fuss short term needs / solutions. Reviewed on: 8th July 2022

Paypal

Easy and effective to use. Money is protected. Reviewed on: 8th July 2022

Paypal Credit is awesome

First 4 months is 0 interest and it makes life easier. Thanks PayPal Reviewed on: 8th July 2022

Love PayPal

Never understand why people don't use PayPal. It's easy and quick to send or receive money. The pay over time is excellent and it is so secure. I love it. Reviewed on: 8th July 2022

Affordable

Affordable % and interest free months Reviewed on: 8th July 2022

PayPal credit is The best helped me alor

PayPal credit isn't just PayPal but a whole lot off things in PayPal credit. Helps grow your credit report. Customer service is always happy to help. Not like any other credit card. Dump them and get PayPal credit helps in every way. Best is 0% on £99 or more for 4 months. Time to save to pay and plan ahead. Reviewed on: 8th July 2022

Simple and efficient

I applied for it in order to buy my phone and in 2 days the order was also processed. The ease to apply and the swiftness of the process makes this a great service and product. Reviewed on: 8th July 2022

Excellent Service

PayPal is super convenient and the Credit they offer is really flexible and easy to use. Reviewed on: 8th July 2022

Amazing

The service they over is so easy to set up and use always quick to help Reviewed on: 8th July 2022

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