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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (63005 reviews)

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4.90

Based on 63,005 reviews, last reviewed 14th Apr 2026

1123900% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal-tested and trusted PayPal has consistently been one of the most dependable digital payment platforms I use. Their security features are a major standout — every transact... Read more Reviewed on: 14th April 2026

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63005)

Saving Grace

Quick efficient and convenient. Issues resolved same time. Reviewed on: 2nd June 2024

Rimvydas

No any problems with payments. I will recommend for my friends to. Reviewed on: 2nd June 2024

Trustworthy.

Trustworthy.reliable and secure.i have been using paypal from.last 15 years and no issue. Reviewed on: 2nd June 2024

great app !

I have been using PayPal Credit for some time now, and overall, I am quite satisfied with their service. One of the standout features for me is their "Pay in 3" method, which allows for more flexible payment options and makes managing my expenses much easier. The application process was straightforward, and once approved, the convenience of being able to spread out payments without incurring interest (if paid on time) has been incredibly helpful. It's a great way to budget for larger purchases without the immediate financial strain. I've recommended PayPal Credit to my friends and family, and they have had similarly positive experiences. It's become a popular choice among us for its ease of use and the added financial flexibility it provides. There was an instance where my money was put on hold, which was a bit of a struggle to resolve. However, this issue didn't overshadow the overall quality of the service. The customer support team was eventually able to assist me, and since then, I haven't encountered any significant problems. In conclusion, PayPal Credit is a reliable and beneficial service that I continue to use and recommend. It offers great features like the "Pay in 3" method, and despite a minor hiccup with funds being on hold, my experience has been overwhelmingly positive. Reviewed on: 2nd June 2024

Easy fast payment and secure with peace of mind.

Easy fast payment and secure with peace of mind. Available on most sites to choose to pay without entering card details Reviewed on: 2nd June 2024

I find it very convenient and easy to use.

I find it very convenient and easy to use. We'll supported in many places. Interest rates could be better. Reviewed on: 2nd June 2024

Iv been able to afford larger items with the help of...

Iv been able to afford larger items with the help of PayPal credit .. Reviewed on: 2nd June 2024

Easy to use.

Easy to use. Can pay for items using PayPal credit at lots of online stores Reviewed on: 2nd June 2024

Everything is simple to use and customer servic...

Everything is very simple to use and customer service very good Reviewed on: 2nd June 2024

Love the reassurance of paying with PayPal

Love the reassurance of paying with PayPal Reviewed on: 2nd June 2024

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