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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171154)

Very good.

4
I have used PayPal credit for many years. It is my go to when wanting to buy larger items. Love the 4 months credit option. Reviewed on: 8th June 2026

Always a trusted payment provider

5
Amazingly easy to use, has made online (and in-store) shopping ever so easy. I simply check out, log/ in and done. No more adding card details, address details and creating accounts on online retailers. I take it for granted but couldn’t shop without it. Reviewed on: 8th June 2026

Seemless, so east to do :-)I would highly recommend...

5
Seemless, so east to do :-)I would highly recommend to anyone. Reviewed on: 8th June 2026

Great service and easy to use, gives you confidence...

5
Great service and easy to use, gives you confidence that finances are been managed correctly Reviewed on: 8th June 2026

Excellent service, exactly what we need

5
Excellent service, exactly what we need Reviewed on: 8th June 2026

good Pay Pall smart all round

5
good all round, I am customer from many years and had not a single problem using the company Reviewed on: 8th June 2026

Paypal is brilliant for all money matters

5
Paypal is brilliant for all money matters Reviewed on: 8th June 2026

lovely easy and quick with pay pall

5
lovely easy and quick with pay pall Reviewed on: 8th June 2026

PayPal credit helps me build better credit and becom...

5
PayPal credit helps me build better credit and become handy Reviewed on: 8th June 2026

Brilliant payment options

5
Have found PayPal and brilliant payment tool, direct single payment or the ability to spread the payments Reviewed on: 8th June 2026

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