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PayPal: PayPal Credit reviews

4.91
Based on 50,345 reviews, last reviewed 4th Jun 2025
1801000% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal as it makes my life much easier with on... I use PayPal as it makes my life much easier with online shopping Reviewed on: 4th June 2025
Andy C's avatar
Andy C

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50345)

Makes wishlists possible

5
Thankfully PayPal credit helps you spread out costs on big purchases. They offer flexibility to spread costs out and makes items in your wishlist possible to buy. Reviewed on: 4th August 2022

Great credit Facility

5
I love the fact they offer interest free in all purchases for a 4 month period , it’s a great way to buy bigger purchases and pay them off Reviewed on: 4th August 2022

Simple fast system anybody can enjoy..

5
As a regular buyer on e-bay i find paypal credit gives me the confidence to purchase more than i item at a time with 3 easy payment system. 5 star. and all the protection free. Reviewed on: 4th August 2022

Easy to go with and makes life better

5
You would think that just because its another credit product, its all the same, but it is not. It is versatile, it is easy to use and tailor to your own need or style. Monthly payments? no probs. Interest free instalments? no problem. Rolling credit? No problem. It is as flexible as you need it to be. Reviewed on: 4th August 2022

Why use anyone else

5
Credit made easy when needed, promotional deals of four months interest free helps spread the cost with no additional cost. Reviewed on: 4th August 2022

Accessible and flexible

5
Easy to contact the people who listen and advise with confidence and respond with commonsense. Reviewed on: 4th August 2022

Great and easy to manage product

5
Always keen to help with any issues Reviewed on: 4th August 2022

A great way to spread the cost for large purchases 0%

5
PayPal Credit helped me make big urgent purchases which I was able to spread over 4 months at 0%; keeping my budget nice and tidy. Reviewed on: 4th August 2022

Paypal

5
Excellent company queries dealt with there and then, 100% confident when i pay with PAYPAL i am in safe hands would recommend to Everyone at last a company that has a buyers back!!!! Reviewed on: 4th August 2022

interested

4
its a fine product but interest is a little high Reviewed on: 3rd August 2022

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