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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Never any issues, easy too use.

Never any issues, easy too use. Flexible payments awesome Reviewed on: 9th June 2026

I have using paypal for a long time and its very hel...

I have using paypal for a long time and its very helpful for sending and receiving money worldwide. Reviewed on: 9th June 2026

I love paypal as it have option to pay layer ot inst...

I love paypal as it have option to pay layer ot installments Reviewed on: 9th June 2026

I have recently had scam charges made from a company...

I have recently had scam charges made from a company called Medical Score and getting to talk to an agent is a nightmare and my two charges totalling £97.00 have still not been resolved. In my experience this difficulty is unusual. Reviewed on: 9th June 2026

PayPal is widely accepted and is very convenient for...

PayPal is widely accepted and is very convenient for payments Reviewed on: 9th June 2026

Easy to pay and pay off.

Easy to pay and pay off. Having different options for credit helps pick the right payment option Reviewed on: 9th June 2026

I’ve really enjoyed my experience they resolve my pr...

I’ve really enjoyed my experience they resolve my problem everytime. Reviewed on: 9th June 2026

Fast, practical and efficient.

Fast, practical and efficient. Helpful when I wanted to spread the cost of purchases. Reviewed on: 9th June 2026

Best way to pay!

I always feel more protected paying via PayPal. App is clear to use with no surprises and find it a lot easier to manage than other competitors. I also find it better to track all my money as it's clear what has been spent where. Reviewed on: 9th June 2026

PayPal credit provides ease of use and the user inte...

PayPal credit provides ease of use and the user interface is engaging. I can navigate and understand the features. Reviewed on: 9th June 2026

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