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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (63339 reviews)

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4.90

Based on 63,339 reviews, last reviewed 14th Apr 2026

1154700% increase in 5 star reviews

in the past 90 days

3700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent reliable trustworthy Excellent service no problems at all easy to use great payment options makes everything simple to use and trustworthy thanks Reviewed on: 14th April 2026

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63339)

Easy to use and helpful, helped build credit rating

Easy to use and helpful, helped build credit rating Reviewed on: 2nd June 2024

I have been using pay pal credit for years

I have been using pay pal credit for years it saved us spending money straight away on kitchen appliances Reviewed on: 2nd June 2024

Quick easy safe

I like to use PayPal credit as it’s quick and easy. There is no fuss and I find it safe to use. I would improve the ability to pay back individual purchases, that way if you have items on the 4month interest free, you can keep them interest free and be able to make extra payments. View statements is quick and easy. The fact it’s connected straight to my banking app is very handy, though payments take a long time to show in my currency account balance. Reviewed on: 2nd June 2024

I have used PayPal for a lot of years and I have alw...

I have used PayPal for a lot of years and I have always found it very easy to use and I can’t think of a time that I have ever had a problem Reviewed on: 2nd June 2024

I have never ever encountered any problems that coul...

I have never ever encountered any problems that could not be sorted by PayPal efficient loyal. Honest and great service when needed Reviewed on: 2nd June 2024

PayPal Credit: A convenient Way to Pay.

PayPal Credit: A convenient Way to Pay. Let's face it, online shopping is amazing, but those big-ticket items can be a strain on my wallet. PayPal credit has come in handy - it's been a lifesave for me! Here is why I give it 5 stars. INTEREST-FREE FREEDOM: spreading out my payments without interest? Yes please! Financing some of purchases have become a reality with PayPal Credit's 0% interest offer. I just have to make sure that I pay it off within the timeframe and its like getting a discount. SEAMLESS CHECKOUT: I can forget about juggling my credit cards. Being linked to my PayPal account make my online shopping a breeze. A single click and my purchase is in its way, not need to dig out plastic or waste time entering info. CREDIT BUILDING BONUS: who knew that online shopping could help my credit score? Using PayPal credit responsibly and paying on time has actually given my credit score a boost. Thanks PayPal. OVERALL: PayPal credit is a game-changer for my online shopping. Its convenient, helps me manage my budget with interest-free financing, and even helps build credit. If you're a savvy online shopper, this is a must have. Reviewed on: 2nd June 2024

Very easy to use, quick and reliable payments.

Very easy to use, quick and reliable payments. Reviewed on: 2nd June 2024

Great flexibility and easy to pay at checkout

Great flexibility and easy to pay at checkout Reviewed on: 2nd June 2024

Paypal means flexibility.

I love using paypal credit. Since my life is harder with cost of living,this is a savior for me. It gives me more financial flexibility and stability. Reviewed on: 2nd June 2024

Seam free transactions and I never have any problems...

Seam free transactions and I never have any problems with payment Reviewed on: 2nd June 2024

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