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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Safe and efficient

Use paypal all the time. Its safe and efficient. Reviewed on: 9th June 2026

It was good it was helpful and easy to understand...

It was good it was helpful and easy to understand Reviewed on: 9th June 2026

It’s been so amazing truly the best experience I’ve...

It’s been so amazing truly the best experience I’ve ever had Reviewed on: 9th June 2026

I absolutely love using PayPal credit it helps me ma...

I absolutely love using PayPal credit it helps me make larger purchases so much more easier Reviewed on: 9th June 2026

Zero interest on purchases.

Zero interest on purchases. Best pocket friendly credit facility Reviewed on: 9th June 2026

Love it and easy to use.

Love it and easy to use. Great options with interest free paynents and flexible spending Reviewed on: 9th June 2026

Great for online purchases, means I can afford to or...

Great for online purchases, means I can afford to order multiple sizes, knowing I will reduce loan when I return an item. Great to br quickly make additional payments to clear off pay in 3 loans early Reviewed on: 9th June 2026

Resolving Issues

Having had an issue with a merchant, PayPal credit have been very supportive and helpful in my request for resolution. However, I have had to initiate the request for updates where weekly progress messages would be better. Reviewed on: 9th June 2026

Review credit

I had a great experience. Very simple and easy to use Reviewed on: 9th June 2026

brillant

pay pal brillant you can choose how you want to pay Reviewed on: 9th June 2026

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