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PayPal: PayPal Credit reviews

4.90
Based on 64,001 reviews, last reviewed 14th Apr 2026
1215800% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Got everything what i need, easy payment, quick tran... Got everything what i need, easy payment, quick transactions. Reviewed on: 14th April 2026
Damir's avatar
Damir

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64001)

My go too for any online payment or transfer you kno...

5
My go too for any online payment or transfer you know your in safe hands Reviewed on: 3rd June 2024

Very helpful easy to use

5
Very helpful customer service , easy to use . Website easy to navigate around. The app is very good security to login also good Reviewed on: 3rd June 2024

Like the pay later options.

5
Like the pay later options. Gives the piece of mind and not worry about paying too much interest Reviewed on: 3rd June 2024

Best credit around, very easy and safe with purchases

5
Best credit around, very easy and safe with purchases Reviewed on: 3rd June 2024

Beautifully simple.

5
Just a really simple process to set up and spread the cost of larger payments with a very helpful app to be able to monitor how much you have left to pay. Reviewed on: 3rd June 2024

PayPal credit is easy to use and I like the flexibil...

5
PayPal credit is easy to use and I like the flexibility. I use PayPal credit all the time to make purchases. I like being able to over pay when I can and the app shows me an up to date view of my finances. Reviewed on: 3rd June 2024

My preferred method to pay

5
Can’t find any negative points with PayPal Credit . I am using this method to pay for long time and never had any issues. It gives you more time to pay without any interest or you can spread the payments easily through the year . The staff is always very friendly and supportive, any questions that you might ask , they will give you an answer so fast . Thank you for that PayPal ! Reviewed on: 3rd June 2024

I find PayPal credit useful and easy

5
I find PayPal credit useful and easy Reviewed on: 3rd June 2024

PayPal credit is a grat source of being able to pay...

5
PayPal credit is a grat source of being able to pay for good. Many ways to pay for things Reviewed on: 3rd June 2024

Covient to use, never any problems with payments.easy

5
Covient to use, never any problems with payments. Great having no intrest if paid in full by a certain time.. easy repayments. Great customer service… Reviewed on: 3rd June 2024

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