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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170634 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170713)

I had ongoing issues with my Direct Debit for my Pay...

I had ongoing issues with my Direct Debit for my PayPal Pay in 6 Months agreement. Despite updating my bank details several times and contacting PayPal on numerous occasions, the issue was never resolved. As a result, I received missed payment notifications, which could have negatively affected my credit history. I believe this was due to a system error on PayPal's side, yet no responsibility was taken. I am also concerned that the interest rate charged is excessively high. Reviewed on: 8th June 2026

Excellent experience

Been with you for 15 years no problems at all such a brilliant experience paypals helped me with every purchase k owing I'm safe to buy what I want and need definitely would recommend to family and friends Reviewed on: 8th June 2026

Straight forward,

Straight forward, no complications Reviewed on: 8th June 2026

Allows you breathing space to split the costs

Allows you breathing space to split the costs Reviewed on: 8th June 2026

MR.DANIEL

LOVE THE EXPERIENCE AND LOVE SHOPPING WITH PAYPAL Reviewed on: 8th June 2026

Great communication.

Great communication. And easy to access. Reviewed on: 8th June 2026

Excellent

Very good excellent service so easy Reviewed on: 8th June 2026

Paypal is my best financial Pal

Its so easy to pay for goods,and feel confident your money is protected..I can honestly say Pay Pal is my Pal,so aptly named..easy to use for all my payments for goods and friends and family.brilliant service..thankyou Reviewed on: 8th June 2026

Quick easy and very convenient and extremely quick t...

Quick easy and very convenient and extremely quick to use Reviewed on: 8th June 2026

I have had a few issues with my account credit but e...

I have had a few issues with my account credit but everytime I’ve spoken to someone they have been on the ball and got it all sorted for me right away!! Reviewed on: 8th June 2026

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