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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Smooth,seamless hitch-free experiences always.

Smooth,seamless hitch-free experiences always. Reviewed on: 9th June 2026

I’ve been a customer of PayPal since it started and...

I’ve been a customer of PayPal since it started and the service has just got better and better over the years, I when I’ve had a problem PayPal have always resolved it in a timely fashion and the fact you can still talk to someone which makes it a more enjoyable experience. Reviewed on: 9th June 2026

Easy to use, offers different options

Easy to use, offers different options Reviewed on: 9th June 2026

Since I have PayPal I tell myself safe when I want t...

Since I have PayPal I tell myself safe when I want to order something, also the option that I have to have financial support and many options of payments and investments to, and I believe still have a lot of things that I need to learn from PayPal Reviewed on: 9th June 2026

Easiest credit company

I have been using paypal for a few years, their credit options are easy to use, checkouts are clear, lots of options as how to set payments, their reminders are always on time. Reviewed on: 9th June 2026

Excellent service, with payment and receiving funds.

Excellent service, with payment and receiving funds. I would recommend PayPal to my friends and family Reviewed on: 9th June 2026

hundred percent

well, my experience with PayPal it’s not 100% but it’s very good. I win anything happen your credit card or you can complain and they will look into it and I think that’s good. Reviewed on: 9th June 2026

The paypal team was amazing vry efficent

The paypal team was amazing vry efficent Reviewed on: 9th June 2026

Great experience at first i didn’t get the limit don...

Great experience at first i didn’t get the limit dont know why but after a while it came up Reviewed on: 9th June 2026

Professional - whenever I have needed to use PayPal

Whenever I have used PayPal be it ‘pay in full’ or 3 monthly credit plan it is always done professionally and well. Reviewed on: 9th June 2026

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