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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy process and helpful customer service

The process of getting a paypal credit account was really easy and quick, literally took seconds. Whenever I have had an issue which is rarely and had to speak to customer services they were really helpful and managed to get the problem solved or provide me with further information straight away. The option of having paypal credit just gives you the peace of mind. Reviewed on: 9th June 2026

Found it great to work with

Found it great to work with. Very easy to understand. lots of options. A vit confused when I was trying to check out of ebay but all good. Nothing more to say tbh. It for a reason did not work on that ebay purchase. Reviewed on: 9th June 2026

Fantastic

Love the 0% for four months. The customer service is impeccable and timely. I have nothing bad to say, great company. Reviewed on: 9th June 2026

pay pal have always been very efficient in their fin...

pay pal have always been very efficient in their financial businesses and have been a real help with their customer service Reviewed on: 9th June 2026

Paypal simple, safe & easy

I always find making purchases so easy and stress free especially with "buy now, pay later or with installment payments". Means I can still purchase what I need and manage my payments to suit my monthly budget. Reviewed on: 9th June 2026

Always a positive experience.

Always a positive experience. Website is easy to navigate. Always kept up to date with transactions. Reviewed on: 9th June 2026

PayPal is very reliable, very easy to navigate when...

PayPal is very reliable, very easy to navigate when it comes to adding money and spending them. PayPal is also using points and allows you to earn discounts. It’s one of the safest digital wallets out there and is my number one for online purchases and not only that. Reviewed on: 9th June 2026

It’s simply outstanding.

It’s simply outstanding. I can do everything and made my life a lot easier. Reviewed on: 9th June 2026

Since I'm with PayPal, its been very easy to keep my...

Since I'm with PayPal, its been very easy to keep my finances on track specially during difficult times ! Reviewed on: 9th June 2026

Very good and very reliable service second to none

Very good and very reliable service second to none Reviewed on: 9th June 2026

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