Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 64,771 reviews, last reviewed 14th Apr 2026
1286700% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great fantastic servis very fast there when you need... Great fantastic servis very fast there when you need it no fuss Reviewed on: 14th April 2026
Paul Sheriff's avatar
Paul Sheriff

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (64771)

Great payment plan options

5
Great payment plan options , I like the 3 month payment option . Reviewed on: 3rd June 2024
Victoria W's avatar
Victoria W

Easy to use

5
Easy to use and very informative. Reviewed on: 3rd June 2024
Derek A's avatar
Derek A

Fantastic company.

5
Never had any problems. Always been happy. Very convenient to make or send payments. Pay in 3 is great and PayPal credit . Reviewed on: 3rd June 2024
michaela king 's avatar
michaela king

I have a great experience.

5
I have a great experience. It is very convenient way to purchase goods and transfer money Reviewed on: 3rd June 2024
Shahzad Abdul's avatar
Shahzad Abdul

Lots of control and great 0% offer

5
Never had issues being approved for credit. The 3 months 0% is a great deal on purchases and has helped me make vital last minute spend. The payment reminders are useful and give me clear view of when my next payment is due and the minimum I need to pay. Given me course control of limits and if I want them to increase. Reviewed on: 3rd June 2024
Kez's avatar
Kez

Paypal is easy to use, pffer low...

5
Paypal is easy to use, less stressful and pffer low interest on credit Reviewed on: 3rd June 2024
David Peter's avatar
David Peter

Happy customer!

5
Have used paypal for many years. Always feels safe and any issues are always dealt with efficiently. The 4 months free interest on credit is a great deal, and helps me to manage my spending. The paypal platform is very good and I find it easy to use. Reviewed on: 3rd June 2024
Lorraine C's avatar
Lorraine C

Another buy with PayPal Credit

5
Have used pal credit several times, very easy to use when you don't want to deplete all of your funds and pay for larger spends over a time frame that suits you. Reviewed on: 3rd June 2024
Andy P's avatar
Andy P

Easy to use.

5
Easy to use. Makes shopping online very easy and secure. Reviewed on: 3rd June 2024
Annie L's avatar
Annie L

Flexibile and reliable

5
I have been using PayPal Credit in the last few years for most of my online shopping and the flexibility for payments is excellent. All refunds for my returns (for items paid via PayPal) were also processed instantly with funds being back in my account within 24 hours. Reviewed on: 3rd June 2024
ena's avatar
ena

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill