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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use.

Easy to use. Convenient, able to use in most places. Reviewed on: 9th June 2026

Flawless service.

Flawless service. No issues and safe to use Reviewed on: 9th June 2026

Easy to use and good customer service

Easy to use and good customer service Reviewed on: 9th June 2026

i’ve had issues logging into the .

i’ve had issues logging into the .com site and switching to app, also location changing seems a bit igfy Reviewed on: 9th June 2026

It’s great the only bad thing is it takes a while fo...

It’s great the only bad thing is it takes a while for payments to go through Reviewed on: 9th June 2026

Very committed and great customer service.

Very committed and great customer service. Reviewed on: 9th June 2026

Excellent services

PayPal continues to deliver excellent services across every aspect of digital payments. The platform is fast, secure, and incredibly user‑friendly, making it easy to manage transactions whether sending money, receiving payments, or shopping online. What stands out most is the reliability of the system — payments process smoothly, notifications are instant, and the interface is intuitive even for first‑time users. Their buyer and seller protection also provides an added layer of confidence, ensuring that transactions remain safe and transparent. Reviewed on: 9th June 2026

Good app and always available/online

Good app and always available/online Reviewed on: 9th June 2026

Very happy with the experience I have had with using...

Very happy with the experience I have had with using PayPal. Great service and great deals Reviewed on: 9th June 2026

No comment everything is 100% so long as you pay in...

No comment everything is 100% so long as you pay in time and it's the best way to run income Reviewed on: 9th June 2026

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