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PayPal: PayPal Credit reviews

4.90
Based on 65,381 reviews, last reviewed 14th Apr 2026
1343000% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I needed a Aluminium radiator for my classic Jensen... I needed a Aluminium radiator for my classic Jensen Interceptor which was £600.Paypal credit wad my first choice to spread the costI Have used paypal ... Read more Reviewed on: 14th April 2026
Manoj J's avatar
Manoj J

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65381)

Why not PayPal

5
PayPal is considered one of the safest ways to receive/sent money online also so many advantages. As a customer user for this service I'm completely grateful, thanks PayPal Reviewed on: 4th June 2024

Consumer rights

5
Paypal is always there for customers when things go wrong in a transaction. They always resolve issues amicably. Reviewed on: 4th June 2024

PayPal has been a God send

5
PayPal has been a God send when I have needed to split payments into 3 to make things easier. Using my credit is easy and affordable. It's a great service! Reviewed on: 4th June 2024

Secure, useful and convenient

5
PayPal is my preferred method to pay online. It keeps my data secure and I can make use of credit within PayPal without the retailer knowing, or having to make new arrangements. It’s very useful and convenient Reviewed on: 4th June 2024

Generally an excellent service.

5
Generally an excellent service. It’s PayPal. What more can I say. Great fraud protection, trustworthy and used and accepted worldwide. Would highly recommend this service. Credit has reasonable rates as well. Reviewed on: 4th June 2024

I've used PayPal credit for quite some time now and...

5
I've used PayPal credit for quite some time now and I feel the flexibility really helps, especially when I need something but do not have the finances there and then to complete my purchase outright. Reviewed on: 4th June 2024

Pay in 3 plus pay later really help stretch your money.

5
Pay in 3 plus pay later really help stretch your money. I use it for holidays with BA and Ryanair. Reviewed on: 4th June 2024

Thomas Ok

5
It really helped me out when I needed it and allowed me to spread the cost so I could pay what o could afford each month. Reviewed on: 4th June 2024

Paypal credit helped me buy the dress Ive always wanted

5
I first started using Paypal credit to buy an item of clothing that I really wanted. Even though it was expensive, I was worried it would sell out and paypal credit seemed like a good option since it gave me the option of having to pay no interest if i paid back in time. Reviewed on: 4th June 2024

Fast and efficient service

5
No issues since I started using them a few years back. Everything is quick and efficient. Reviewed on: 4th June 2024

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