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PayPal: PayPal Credit reviews

4.90
Based on 65,974 reviews, last reviewed 14th Apr 2026
1397400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing Easy to use, good organisation, easy service Easy to use, good organisation, easy service Reviewed on: 14th April 2026
Dornan 's avatar
Dornan

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65974)

Great for paying businesses,bad for small creatives.

3
PayPal is fine as a utility but it's a bad choice as the default payment processor for creatives online. It's great for doing business with big businesses and absolutely terrible when I want to pay a small creative, like an Etsy creator. PayPal should be more permissive. Reviewed on: 4th June 2024

Great Experience

5
Paypal is a very good service. Your account is easy to understand and you can make payments in the future. Overall Paypal is an great commodity. Reviewed on: 4th June 2024

Great company, pay in 3 is an amazing payment option.

5
Great company, pay in 3 is an amazing payment option. Reviewed on: 4th June 2024

Good way of allowing longer to pay for items

5
Good way of allowing longer to pay for items Reviewed on: 4th June 2024

Great idea poor customer service

5
Great idea poor customer service Reviewed on: 4th June 2024

PayPal is great I use 4 months interest free and 3 p...

5
PayPal is great I use 4 months interest free and 3 payments interest free help out with cash flow Reviewed on: 4th June 2024

Handy and always easy available financial service

5
Handy and always easy available financial service Reviewed on: 4th June 2024

Easy to use and work with and never had any issues t...

5
Easy to use and work with and never had any issues to day would recommend Reviewed on: 4th June 2024

Easy to use and can be used on many things...

5
Easy to use and can be used on many things Reviewed on: 4th June 2024

It’s so easy to use and convenient

5
It’s so easy to use and convenient Reviewed on: 4th June 2024

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