Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal flexibility

PayPal offers me great flexibility with payments and resolves any queries very quickly Reviewed on: 10th June 2026

Just good ways to pay handy and reliable

Just good ways to pay handy and reliable Reviewed on: 10th June 2026

PayPal is a good service, it helps people to easy pa...

PayPal is a good service, it helps people to easy payment Thanks Reviewed on: 10th June 2026

Good and wasy to sign up and understand

Good and wasy to sign up and understand Reviewed on: 9th June 2026

Easy and transparent app with many pay option and lo...

Easy and transparent app with many pay option and low interest Reviewed on: 9th June 2026

So far so good.

So far so good..not too much use yet but in future maybe Reviewed on: 9th June 2026

The customer service team has always been very helpful.

The customer service team has always been very helpful. They explained the Reviewed on: 9th June 2026

Great product, feels safe.

Great product, feels safe. Easy to use. Great offers. Reviewed on: 9th June 2026

I use PayPal as my trusted payment provider!

I've used PayPal as a trusted payment provider for years. I once had a bad experience with a retailer and PayPal resolved it professionally and immediately! If I am unsure if a website is legitimate, I check if PayPal is a payment option. If not, I avoid like the plague. PayPal allows me to feel safe when shopping online. I think they are excellent! Reviewed on: 9th June 2026

Love paypal

Very safe to use online purchases. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.66 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub