Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 75,248 reviews, last reviewed 18th Apr 2026
2253300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026
Adamski's avatar
Adamski

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75248)

Paypal is vary good, l was impressed by their by th...

5
Paypal is vary good, l was impressed by their by thire rate, and it really save app ,when buy sutff online you dont need to be worrie4, even if something rwent ronf there satff are every helpful. Reviewed on: 12th June 2024

Only ever had good experience.

5
Only ever had good experience. Customer service helped when I did not receive an order my money was returned in a couple of days Reviewed on: 12th June 2024

Handy to spread the payment on large items

5
Handy to spread the payment on large items Reviewed on: 12th June 2024

very happy with the service .

5
very happy with the service . l was happy to get high credit with no problem and very easy arrangement Reviewed on: 12th June 2024

I use PayPal credit all the time.

5
I use PayPal credit all the time. I 4 month to pay without incurred interest and it's a very safe way to purchase item's Reviewed on: 12th June 2024

Had issues with the customer service in the past

5
Had issues with the customer service in the past Reviewed on: 12th June 2024

Amazing and very safe way to purchase items

5
Never had any issues with PayPal credit statements always on time alerts with every purchase to prevent fraud customer service easy to access when required Reviewed on: 12th June 2024

Excellent

5
When ever I needed to talk to someone it was always quick and easy Reviewed on: 12th June 2024

Really very good and helpful would definitely recomm...

5
Really very good and helpful would definitely recommend to everyone Reviewed on: 12th June 2024

Easy to use at checkouts

5
Easy to use at checkouts, option for pay in 3 is an excellent feature Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 34229 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 60 reviews
    PayPal
    View all products