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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal is Best option to pay Safe and secure without...

Paypal is Best option to pay Safe and secure without any worry Reviewed on: 10th June 2026

Easy convenient n always 1st choice

Easy convenient n always 1st choice Reviewed on: 10th June 2026

Affidability.

I had problems and called via the app and all went smooth. Reviewed on: 10th June 2026

Excellent service and very secure and reliable.

Very good and excellent service, since I started with PayPal. Reviewed on: 10th June 2026

They have been amazing, great service and great cust...

They have been amazing, great service and great customer service. Always happy and fast to help with any requests. They have helped get money back when scammed and also when vendors simply don’t reply Reviewed on: 10th June 2026

Paypal credit is easy to use in any stores, and online.

Paypal credit is easy to use in any stores, and online. I love the flexibility rhat I can use it anywhere when needed. I been using it for a new bedframe and the payment was easy. It also offers 0% charge for the first couple of months I thunk is awesome! Reviewed on: 10th June 2026

PayPal Credit does do wonders

PayPal credit given me the edge of spread it out of 4 months payments, Reviewed on: 10th June 2026

4 months free interest is a winner

I use PayPal credit when I have things I really want to but buy domt have the money available at time of purchase and is so beneficial for me as u get 4 months to pay it back at 0 percent finance thia is much better than any other pay later services as most if them you have to pay back within 4 to 12 weeks Reviewed on: 10th June 2026

Easy to use, variety of choices to pay and options,...

Easy to use, variety of choices to pay and options, no fuss and stress free, I have never had an issue while using the ap Reviewed on: 10th June 2026

Happy to use.

Happy to use. Very helpful. Making easy to buy expensive stuff. Reviewed on: 10th June 2026

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