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PayPal: PayPal Credit reviews

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4.90
Based on 75,593 reviews, last reviewed 18th Apr 2026
2285500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.... paypal No.1 ... excellent ... excellent ... excellent ... Reviewed on: 18th April 2026
Shandiz M's avatar
Shandiz M

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75593)

PayPal Credit is great

5
I’ve used PayPal Credit for a few purchases now and it makes it so much easier for me to purchase things I couldn’t usually afford without the option. It’s so easy to use and the statements make it so much easier to work out how much you owe and what you have left to spend. I love it Reviewed on: 13th June 2024
Jason W's avatar
Jason W

PayPal is the best way to pay on line.

5
PayPal is the best way to pay on line. It's a quick easy way to purchase, taking the worry out of one line scammers. I feel safe when using this service. It's my preferred method of payment. Reviewed on: 13th June 2024
J D's avatar
J D

Never experienced any problems .

5
Never experienced any problems . I find this the safest way of paying for goods, especially my holidays. Reviewed on: 13th June 2024
Suzanne L's avatar
Suzanne L

Flexible and manageable, good customer service.

5
PayPal credit is very helpful as it gives me flexibility to manage my expenses. I can purchase things when needed and pay it after in manageable chunks. It has made my life much easier. I also have good experience of customer service where people I talked were friendly, responsive and empathetic. I would really recommend using PayPal to my family and friends Reviewed on: 13th June 2024
Rizwana 's avatar
Rizwana

PayPal manages my anonymous bank purchases securely...

5
PayPal manages my anonymous bank purchases securely when I'm shopping online. I have trusted this brand for over 10 years, and will continue to do so. Reviewed on: 13th June 2024
Billy Knight's avatar
Billy Knight

Papal very safe

5
Good iam all using PayPal very safe Reviewed on: 13th June 2024
Nadia G's avatar
Nadia G

Was great and I have four months interest free,easy...

5
Was great and I have four months interest free,easy to set up and the special item I bought arrived the day after my mother passed away so has a special memory Reviewed on: 13th June 2024
Richard T's avatar
Richard T

Always a great experience, never any problems

5
Always a great experience, never any problems Reviewed on: 13th June 2024
Julia R's avatar
Julia R

Easy to use and allows you to buy items because you...

5
Easy to use and allows you to buy items because you don’t need to pay in one go Reviewed on: 13th June 2024
Ian J's avatar
Ian J

Great way to spread payments

5
I love the PayPal credit and pay in3 as it enables to spread payments but without getting into debt. So many retailers use it it’s great for online shopping. Reviewed on: 13th June 2024
Karen L's avatar
Karen L

Review PayPal: PayPal Credit now

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