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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always a great experience!

I've had PayPal Credit for years and its been the most convenient form of payment most especially for big purchases! Never had a problem with any transactions either. So easy to use and helps to manage my money efficiently because of the Pay in 3 or the 0% for 4 months offer! Reviewed on: 10th June 2026

Used PayPal for a long time very tested payment serv...

Used PayPal for a long time very tested payment service Reviewed on: 10th June 2026

Love the paypal credit options

Love the 4 month interest free and pay in three options Reviewed on: 10th June 2026

Good for purchasing

It was a good experience for me as i can use paypal credit whenever in financial crisis. As it will ease some burden as you can pay in some installments. Reviewed on: 10th June 2026

Easy to apply, quick decision if they will offer you...

Easy to apply, quick decision if they will offer you an account. They have always been quick to refund money if I sent something back. Process is easy to buy things. Very quick and easy app. Reviewed on: 10th June 2026

Really easy and convenient to use.

Really easy and convenient to use. Helps me manage my finances better and gives the support when I want to spread the cost of big purchases that I don't want to pay in one go. Reviewed on: 10th June 2026

Had a great experience with paypal .

Had a great experience with paypal . Always my first priority to go through paypal when ever i shop online . Because your money is always safe and secure. Reviewed on: 10th June 2026

Fantastic choice of payment methods and customer ser...

Fantastic choice of payment methods and customer service has always helped and worked well for me. Reviewed on: 10th June 2026

Easy to pay money back to PayPal credit, excellent c...

Easy to pay money back to PayPal credit, excellent customer service. Reviewed on: 10th June 2026

Very good review

Very good service will recommend Reviewed on: 10th June 2026

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