Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 75,790 reviews, last reviewed 18th Apr 2026
2303500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026
Lou's avatar
Lou

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75790)

Pay pal credit like credit card digital platform

5
Pay pal credit like credit card digital platform Reviewed on: 13th June 2024

Great experience super respond and great response fr...

5
Great experience super respond and great response from you Reviewed on: 13th June 2024

PayPal provide a quality service, with easy to view...

5
PayPal provide a quality service, with easy to view details of transactions and payment history, and responsible credit limits, allowing more effective account management, and a trusted, secure payment option especially useful in the world of online shopping. Would recommend Reviewed on: 13th June 2024

Easy, straight forward.

5
Easy, straight forward. No messing about Reviewed on: 13th June 2024

Easy to use

5
Great experience on using the service. Easy to use and keep up with the payments. Reviewed on: 13th June 2024

Easy to use and navigate the website

5
Easy to use and navigate the website Reviewed on: 13th June 2024

Quick use PayPal creditsimple way to buy

5
Quick simple way to buy easy steps to repay all on one app simply simple every thing you need is at the touch of your finger and access all your information i Reviewed on: 13th June 2024

Good customer Intervention

4
I have had previous experiences with sellers who either sent wrong items or refusing to refund for items, and PayPal intervened and resolved the issues on my behalf. Reviewed on: 13th June 2024

Excellent !

5
I have used the service for many years and have never had any issues, I have been rewarded and able to use lots of different payment options Reviewed on: 13th June 2024

Easy to use with instructions easy to follow , excel...

5
Easy to use with instructions easy to follow , excellent way to send money abroad to family and friends. Safe to pay and if something goes wrong with a trasaction it can be canceled . Reviewed on: 13th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 34487 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 61 reviews
    PayPal
    View all products