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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Experience

Although presently I have a good experience but in the Past I have had many bad experiences Reviewed on: 10th June 2026

Need to improve

Good but can’t use everywhere as well in online Reviewed on: 10th June 2026

Paypal credit has always been handly & helpful & eas...

Paypal credit has always been handly & helpful & easy to used Reviewed on: 10th June 2026

Always easy to use, not had a problem to date, scree...

Always easy to use, not had a problem to date, screen is user friendly Reviewed on: 10th June 2026

Makes purchasing online more safe.

I have been using PayPal inc PayPal Credit for a while now and have found it very helpful when making purchases safely online. I do not feel safe giving bank details in most places online, but if I can use PayPal, I’m more likely to purchase. Reviewed on: 10th June 2026

I have been using PayPal for a few years now and it...

I have been using PayPal for a few years now and it keeps getting better and better with more variety of stores you can use and with pay 3 it helps me get large items with a clever way to split payments and do it in a way you can afford to buy straight away with three months to pay which really helps. Reviewed on: 10th June 2026

Great service all around

Really excellent service when handling disputes and easy to use app. Reviewed on: 10th June 2026

Easy to navigate .

Always have the flexibility with PayPal when shop online .Easy access to make smooth payment . Very convenient too . Reviewed on: 10th June 2026

Very good and helpfull,i m happy with this service a...

Very good and helpfull,i m happy with this service and this company ,thank you soo much paypal Reviewed on: 10th June 2026

One of the more accessible pay platforms.

One of the more accessible pay platforms. If I was to switch to using just one then PayPal would be my choice. I usually use credit and pay back monthly. Extremely flexible and multifunctional Pp .. Thank you Reviewed on: 10th June 2026

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