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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Its been super easy to use and support s many mercha...

5
Its been super easy to use and support s many merchants. Now its got a card with PayPal credit it even better. Reviewed on: 10th June 2026

PayPal Credit review Customer Satisfaction.

5
I have PayPal Credit account for many years now, and my experience so far, has been very good , they have a great customer support, the app is very easy to use, and their services are very good. Reviewed on: 10th June 2026

Pay pal has helped me has a low income worker who ca...

5
Pay pal has helped me has a low income worker who can't afford to buy things all at once.pay pal help me to spread the cost. And I really appreciate that. Reviewed on: 10th June 2026

Infact I started using PayPal account since I will s...

5
Infact I started using PayPal account since I will say its easy, safe to purchase online make life easier for me expecially from scammers Reviewed on: 10th June 2026

..painless

5
.easy and simple and have never had a problem Reviewed on: 10th June 2026

Excellent

5
Very convenient and reliable if you need to pay, very handy too Reviewed on: 10th June 2026

I've always been very happy with PayPal it let's me...

5
I've always been very happy with PayPal it let's me purchase things I wouldn't normally afford . Reviewed on: 10th June 2026

Easy and simple to understand and use.

5
Easy and simple to understand and use. Everything is explained clearly and concisely. Happy customer! Reviewed on: 10th June 2026

Money made simple

5
Payment made easy from shopping to transport and bills, repayments made manageable and reasonable for anytime first time user's Reviewed on: 10th June 2026

Excellent

5
Never had a problem with PayPal even helped with dodgy payments Reviewed on: 10th June 2026

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