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PayPal: PayPal Credit reviews

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4.90
Based on 75,945 reviews, last reviewed 18th Apr 2026
2317200% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful in times of need. Very helpful in times of need. Always available Reviewed on: 18th April 2026
Frances C's avatar
Frances C

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75945)

Have used PayPal credit to pay for my holidays with...

5
Have used PayPal credit to pay for my holidays with no issues Reviewed on: 13th June 2024
J w's avatar
J w

On hold for 12 to ask why unable to withdraw money a...

4
On hold for 12 to ask why unable to withdraw money after using the same details for over 5 years to be told it was my banks fault Reviewed on: 13th June 2024
Karen Jennings 's avatar
Karen Jennings

Easy to use ,great interest free option but could do...

5
Easy to use ,great interest free option but could do with a few more Reviewed on: 13th June 2024
Stuart c's avatar
Stuart c

Simply great, easy to use and I have PayPal to thank...

5
Simply great, easy to use and I have PayPal to thank for helping me out with an alternative payment option when I got in a tough place with money Reviewed on: 13th June 2024
GvirusDAN G's avatar
GvirusDAN G

Very easy and efficient.

5
Very easy and efficient. Most vendors accept PayPal now! And the security rather pay through PayPal then over card. Reviewed on: 13th June 2024
Nakul p's avatar
Nakul p

The pay in 3 has made it more affordable to buy bulk...

5
The pay in 3 has made it more affordable to buy bulk groceries online. Also the 0% interest for 4 months in Paypal credit is very helpful and convenient. Reviewed on: 13th June 2024
Love's avatar
Love

PayPal credit is great.

5
PayPal credit is great. Simple and easy payment. Can use Face ID to log in. Keeps you in the loop of when you can increase your limit. Can get interest free options. Good way to keep payments safe. Reviewed on: 13th June 2024
Phoebe S's avatar
Phoebe S

So easy to use and quick transfer

5
So easy to use and quick transfer Reviewed on: 13th June 2024
Karen M's avatar
Karen M

Brilliant quick and easy never had a problem

5
Brilliant quick and easy never had a problem Reviewed on: 13th June 2024
Amber 's avatar
Amber

Life saver when I needed it most.

5
The service was available when I needed it most. Reviewed on: 13th June 2024
Stephen L's avatar
Stephen L

Review PayPal: PayPal Credit now

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