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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168287 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168353)

An easy way to manage your payments.

An easy way to manage your payments. Reviewed on: 4th June 2026

Fast and easy!

Fast and easy! Smooth running within the app, also pay date reminders sent to your email! Reviewed on: 4th June 2026

Easy to use feels secure excellant way to make payments

Easy to use feels secure excellant way to make payments Reviewed on: 4th June 2026

Really good with repaying monthly payments

Really good with repaying monthly payments Reviewed on: 4th June 2026

Simple to use

Simple to use, accessible for all Reviewed on: 4th June 2026

Should be easier/clearer selecting methods of paymen...

Should be easier/clearer selecting methods of payment, perhaps with a warning if a payment counts as a cash transaction and using a credit card. Reviewed on: 4th June 2026

Simple and easy

Very easy to use and the app is great and layed out nicely Reviewed on: 4th June 2026

Excellent customer service and definitely I will rec...

Excellent customer service and definitely I will recommend it to my friend Reviewed on: 4th June 2026

Efficient customer service and easy to use app.

Customer service have always been really quick to solve my query within 24 hours. Although I haven’t really had much of a problem. the pay in 3 option is great and so easy to use. Makes life just that little bit easier. Reviewed on: 4th June 2026

Easy to use and credit facility great help

Easy to use and credit facility great help Reviewed on: 4th June 2026

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