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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Everything I needed was explained fully

Everything I needed was explained fully Reviewed on: 10th June 2026

flawless

So flawless in every way every thing so simple to do on PayPal Reviewed on: 10th June 2026

A great service.

A great service. ............... Reviewed on: 10th June 2026

So far so great with Paypal credit card

I have always had a good experience talking to your colleagues when I needed help and any questions answered, all of your colleagues who have answered my calls in the past have always answered my questions honestly and professionally think ways have been kind and friendly Reviewed on: 10th June 2026

Been with PayPal for over ten years, great app and g...

Been with PayPal for over ten years, great app and great service Reviewed on: 10th June 2026

Easy to use App & Physical Card Option

Easy to use App. Ability to have a physical credit card with 0% payment options Reviewed on: 10th June 2026

No issues

Any issues have been dealt with qyickl Reviewed on: 10th June 2026

PayPal all the way!

I love PayPal because it feels secure, I can also access multiple bank accounts without needing my physical card which is very handy. It’s my preferred was to pay for purchases. I also love the reward system and options to pay in different ways such as buy now pay later, 4 month 0% interest etc. Reviewed on: 10th June 2026

I love paypal credit.

I love paypal credit. So flexible and even better now you can have a physical card Reviewed on: 10th June 2026

Love PayPal especially the pay in 3 option

Love PayPal especially the pay in 3 option Reviewed on: 10th June 2026

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