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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168198 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168202)

Paypal is exceptional.

Paypal is exceptional. Takes all the hassle out of making payments for purchases, money transfers and offers interest free pay in installments service too. I don't use any other form of banking since I got the PayPal app. Reviewed on: 4th June 2026

The interest free 4 months split and the pay in 3 se...

The interest free 4 months split and the pay in 3 service has been such budget fruendly option for big purchases and the custimer servixe have always been helpful Reviewed on: 4th June 2026

Use anywhere PayPal or Mastercard is accepted.

Very convenient, can apply online wherever PayPal is accepted, can also use the physical card at locations not otherwise set up for PayPal. All transactions appear together in the app for easy management. Reviewed on: 4th June 2026

Always first class and safe transactions

Always first class and safe transactions Reviewed on: 4th June 2026

Customer service is always kind and helpful.

Customer service is always kind and helpful. I had only good experience with them. In my past I used pay pal more often than now and that was a great way to send money between countries. Reviewed on: 4th June 2026

Never had a problem and help with issues

Never had a problem and help with issues Reviewed on: 4th June 2026

Safe and secure payment experience, fast worry free...

Safe and secure payment experience, fast worry free transaction when making purchases. Reviewed on: 4th June 2026

£100 4 month interest free

I have used PayPal more and more since having the offer to spend over £100 with 4 months interest free credit. I think this is an excellent financial gain. Reviewed on: 4th June 2026

Good value for money and good promotions for PayPal...

Good value for money and good promotions for PayPal credit. Customer service could do with improving Reviewed on: 4th June 2026

PayPal is a reliable and convenient payment platform.

PayPal is a reliable and convenient payment platform. Transactions are usually fast, the interface is easy to use, and the buyer protection features provide extra peace of mind when shopping online. It’s widely accepted and makes sending and receiving money straightforward. Reviewed on: 4th June 2026

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