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PayPal: PayPal Credit reviews

4.90
Based on 76,105 reviews, last reviewed 18th Apr 2026
2331700% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypals No1 Fan I have been with PayPal for years and I have always found them great for credit and very competitive with regards to payment options and interest free... Read more Reviewed on: 18th April 2026
Drew's avatar
Drew

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76105)

Quick and easy to use.

5
Quick and easy to use. Reliable and trustworthy. Reviewed on: 14th June 2024

Happy with their service they provide and good custo...

5
Happy with their service they provide and good customer service. Reviewed on: 14th June 2024

Great service

5
Great service with no issues and a good app Reviewed on: 14th June 2024

Reliable, transparent and reassuring

5
I use PayPal for everything, from holidays to home insurance because it’s straightforward to transfer funds, Ts and Cs are transparent, and it’s reassuring to know that if I have issues with a seller, I can turn to PayPal to step in immediately. Unlike banks who drag their heels and send you from pillar to post. Reviewed on: 14th June 2024

Very reliable and trusted website.

5
Very reliable and trusted website. Highly recommended Reviewed on: 14th June 2024

Online chat services are fast and easy to access!

5
Online chat services are fast and easy to access!:) Paypal helped me a-lot with all my transaction issues. Representatives are very knowledgeable and helpful and they made sure that they have resolved my issues. Very reassuring!:) Thank you very much!:) Reviewed on: 14th June 2024

Paypal my pal

5
Never had problemsWith site or customer service Reviewed on: 14th June 2024

All good.

4
All good. Quick flow of funds in and out of the account. Reviewed on: 14th June 2024

I enjoy it mainly because of the customer service

4
I enjoy it mainly because of the customer service Reviewed on: 14th June 2024

Useful way to pay online

5
Useful way to pay, now accepted on many online sites. Reasonable interest rate. Easy to use app that clearly shows transactions you have made. Good communication. Reviewed on: 14th June 2024

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