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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168150)

I was able to purchase the item I wanted with PayPal...

I was able to purchase the item I wanted with PayPal credit and when I missed my payment, the penalty was cancelled when I called and they resolved it. My payment has been regular. Reviewed on: 4th June 2026

Very good retail

Very good retail for flexible payment and offers Reviewed on: 4th June 2026

I have used many different lenders in over 30 years...

I have used many different lenders in over 30 years , PayPal stands out as having many options that you can choose from from pay in 3 to a year , having the choice a a click of a button tailored to you Reviewed on: 4th June 2026

Very prompt answer to my question.

Very prompt answer to my question.Online operator available alqays Reviewed on: 4th June 2026

Excellent only niggle is the delay in repayment.

Excellent only niggle is the delay in repayment. Reviewed on: 4th June 2026

It’s been great to know you can Collect points while...

It’s been great to know you can Collect points while you shop Reviewed on: 4th June 2026

Brilliant app & very secure user friendly would reco...

Brilliant app & very secure user friendly would recommend to all Reviewed on: 4th June 2026

I was able to buy more products with credit

I was able to buy more products with credit Reviewed on: 4th June 2026

PayPal credit has given me many chances of getting s...

PayPal credit has given me many chances of getting stuff and pay in affordable rate, super useful Reviewed on: 4th June 2026

Great App

Easy to use app and makes money simple. Reviewed on: 4th June 2026

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