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PayPal: PayPal Credit reviews

4.90
Based on 76,244 reviews, last reviewed 18th Apr 2026
2344600% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal the safest payer PayPal are the safest way to protect your money Reviewed on: 18th April 2026
David Wilko's avatar
David Wilko

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76244)

Extremely convenient

5
PayPal credit is an extremely easy and convenient way to spread the cost of large purchases without incurring expensive interest charges Reviewed on: 14th June 2024

Handy to have

4
Handy to be able to use on many purchases. Can be confusing to understand when you have various simultaneous paypal agreements with different payments Reviewed on: 14th June 2024

Love the pay in 3 facility!

5
Love the pay in 3 facility! It’s great for budgeting! Also like the pay pal credit for larger purchases especially if interest free terms are available! Reviewed on: 14th June 2024

Affordable

5
PayPal allows me to afford things as can pay in 3 instalments and easy to pay for things online. Reviewed on: 14th June 2024

PayPal credit really helped me in emergency situations.

5
PayPal credit really helped me in emergency situations. Superb! Reviewed on: 14th June 2024

Very easy to use when paying for your purchases and...

5
Very easy to use when paying for your purchases and easy to make your repayments. Reviewed on: 14th June 2024

Great service

5
So easy & quick to use, accepted by many services now too. Reviewed on: 14th June 2024

It has been extremely useful at a point in time when...

5
It has been extremely useful at a point in time when cashflow can be very challenging Reviewed on: 14th June 2024

Happy with my credit limits and agreements.

5
Happy with my credit limits and agreements. Amazing service Reviewed on: 14th June 2024

Five star service

5
Always quick and easy to use. I have never had any problems Reviewed on: 14th June 2024

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