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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I use it for long time and it is always on top like...

I use it for long time and it is always on top like that. New features and offers are great Reviewed on: 10th June 2026

They are extremely professional and efficient and li...

They are extremely professional and efficient and listen to the customer Reviewed on: 10th June 2026

Excellent excellent

Excellent , excellent, excellent excellent Reviewed on: 10th June 2026

Excellent services.

Excellent services.and secure platform Reviewed on: 10th June 2026

PayPal credit works brilliantly for us.

PayPal credit works brilliantly for us. We always pay before interest charges apply and it’s great for unexpected bills like some work we had to have done on the car. Reviewed on: 10th June 2026

Very good good sarvice very very good

Very good good service Reviewed on: 10th June 2026

Excellent experience every time

Excellent experience everytime, easy, intuitive. Simple, choice, all retailers use, credit. Perfect Reviewed on: 10th June 2026

I have had no problems with PayPal they are very rel...

I have had no problems with PayPal they are very reliable and as someone who does online purchases I always go through them Reviewed on: 10th June 2026

PayPal is cool

I had already written this but it disappeared when I received the digits to confirm. I have used PayPal a few times and I the the pay in 3 option is fantastic.. sometimes a lifesaver. Christmas presents have been bought and a few more items. Wedding coming up soon lol I am a fan and I know a few people who use it. Reviewed on: 10th June 2026

its a good service , getting better with the rewards...

its a good service , getting better with the rewards system that has been introduced Reviewed on: 10th June 2026

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