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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,358 reviews, last reviewed 18th Apr 2026
2355400% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and helping Easy and help me a lot interm of my budgeting Reviewed on: 18th April 2026
Mohamad A's avatar
Mohamad A

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76358)

Very easy to use and understand the numbers involved

5
Very easy to use and understand the numbers involved Reviewed on: 14th June 2024
Adeyemi F's avatar
Adeyemi F

Pay pal has helped me to buy my fishing tackle onlin...

5
Pay pal has helped me to buy my fishing tackle online and guaranteed that if there was any problems it would get sorted and their credit app has been a godsend Reviewed on: 14th June 2024
Michael M's avatar
Michael M

Great way to pay for items over 4 months and not pay...

5
Great way to pay for items over 4 months and not pay interest. Reviewed on: 14th June 2024
Dave's avatar
Dave

I highly recommend.

5
I highly recommend. Thanks to PayPal, I could do a lot with the loan. Reviewed on: 14th June 2024
Robert Skorupka 's avatar
Robert Skorupka

PaylPal Credit option.

5
PaylPal Credit option is a very good option when you wanna do some shopping online. I found it very good that I can use it with eBay or different websites. Very convenient method of payment and I am very happy with it. Reviewed on: 14th June 2024
Sandra C's avatar
Sandra C

Intuitive & easy, always feel safer using PayPal tha...

5
Intuitive & easy, always feel safer using PayPal than entering my card details Reviewed on: 14th June 2024
Megan P's avatar
Megan P

Paypal is Reliable and trustworthy

5
Paypal is Reliable and trustworthy Reviewed on: 14th June 2024
Hello's avatar
Hello

Excellent service

5
Excellent service very quick when I can’t use Apple Pay Reviewed on: 14th June 2024
Steve B's avatar
Steve B

Great for credit when needed!

5
Always there when you need it and helpful for those unexpected required purchases. Reviewed on: 14th June 2024
Mr R's avatar
Mr R

Have always had good interactions with PayPal.

5
Have always had good interactions with PayPal. Always helpful and good a solving issues Reviewed on: 14th June 2024
Kirsty's avatar
Kirsty

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