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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168097)

Thinknits great and easy to use.

5
Thinknits great and easy to use. My onlynisdue would be nice if interest broke down by item when on terms , interest free periods.. etc Reviewed on: 4th June 2026

It’s been so straight forward I’ve never had to deal...

5
It’s been so straight forward I’ve never had to deal with PayPal customer service- this for me is a win. Reviewed on: 4th June 2026

Makes life Easy

5
PayPal is simply an easy and convenient way to make payments and track spending. If only more retailers allowed it as a payment method Reviewed on: 4th June 2026

My experience has been good so far.

5
My experience has been good so far. I have been using the app for a while now and it has been very helpful and useful to have a good understanding about what is app and how to get help form the customer support team when ever I need help Reviewed on: 4th June 2026

Amazing app and great service

5
Since they released their credit cards it has been easier to use PayPal for store payments, and my ex husband is able easily purchase things for our children. The new points service is really good too. Reviewed on: 4th June 2026

It’s been amazing through and through

5
It’s been amazing through and through Reviewed on: 4th June 2026

Excellent customer service support

5
Excellent customer service support Reviewed on: 4th June 2026

Good must use for day to day shopping

5
Good must use for day to day shopping Reviewed on: 4th June 2026

Perfect good

5
Fast payments plenty opshens easy to understand Reviewed on: 4th June 2026

My experience

5
Feel the platform is safe, secure, easy to use Reviewed on: 4th June 2026

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