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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,464 reviews, last reviewed 18th Apr 2026
2364600% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love that I can use it almost everywhere. I love that I can use it almost everywhere. Reviewed on: 18th April 2026
Gabriel M's avatar
Gabriel M

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76464)

I use PayPal credit a lot and it’s great to order wi...

5
I use PayPal credit a lot and it’s great to order without having to add credit card details etc and ensure I want to keep the item before I part with my cash! Reviewed on: 14th June 2024
Victoria-1's avatar
Victoria-1

Instan worldwide satisfaction

5
Instant contactless payments anywhere worldwide Reviewed on: 14th June 2024
Pat's avatar
Pat

Would choose PayPal over other payment methods

5
Most retailers accept PayPal & if they don't personally I would pick another retailer as I like the safety of using PayPal. If you have any issues PayPal are extremely quick to offer assistance & refund Reviewed on: 14th June 2024
LI's avatar
LI

Rapidy response and solutions achieved, for example,...

5
Rapidy response and solutions achieved, for example, when I send a message it no takes longer to get an answer. Reviewed on: 14th June 2024
Giovanni R's avatar
Giovanni R

Easy to access account, 0% interest offer handy

5
Easy to access account, the 0% interest offer on £99+ purchases is handy, also it is made clear what purchases have been made under this offer and when the 0% expires. Also grateful paypal directs payments towards the higher % purchases first, whuch was a worry of mine. I didn't give 5* as the interest rate generally without the 0% offer is not great value for money. But the ease of use is great and the 0% offer is a refreshing change from other credit cards where you only get 0% for a certain time after opening the account. For PayPal I've had an account for a couple of years and can still get 0% on £99+ purchases. Reviewed on: 14th June 2024
A N 's avatar
A N

Excellent platforms and supported every platform.

5
Excellent platforms and supported every platform. Reviewed on: 14th June 2024
Liaqat's avatar
Liaqat

I love to shop with PayPal as it’s give me some time...

5
I love to shop with PayPal as it’s give me some time to Pay back Reviewed on: 14th June 2024
Mandeep k's avatar
Mandeep k

I use Paypal for online shopping and transferring mo...

5
I use Paypal for online shopping and transferring money to people Reviewed on: 14th June 2024
Nina C's avatar
Nina C

Good customer service and very helpful

4
Good customer service and very helpful Reviewed on: 14th June 2024
lisa p's avatar
lisa p

No fuss fast easy service.

5
No fuss fast easy service. Very pleased with buying things via PayPal very secure service. Reliable and trustworthy the business I always use first. Reviewed on: 14th June 2024
Anne Robinson's avatar
Anne Robinson

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