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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167983)

Paypal is best

Well my cards wont work but i love paypal Reviewed on: 3rd June 2026

Its been pretty slick to set up and very easy to mon...

Its been pretty slick to set up and very easy to monitor. Far simpler than any credit card Reviewed on: 3rd June 2026

I've had PayPal for over five years

I've had PayPal for over five years now and can't fault it's services and I've never experienced and service outages. I use PayPal Credit to help pay for shopping after my wages get eaten up by my bills and unexpected expenses. Reviewed on: 3rd June 2026

Affordable

PayPal has been good to purchase items and be able to pay them off at an affordable rates. Reviewed on: 3rd June 2026

My go too!

Great service, no qualms. Helps when you have a busy month by spreading over 3mths. Keep up the good work Reviewed on: 3rd June 2026

Ease of using paypal

PayPal makes it easy for me to receive money from people using different currency. Reviewed on: 3rd June 2026

Easy to use and monitor great for small and large pu...

Easy to use and monitor great for small and large purchases Reviewed on: 3rd June 2026

Easy to set-up.

I found it very easy to set-up. This made paying for a more expensive item easy and if paid in 4 months it is interest free. Reviewed on: 3rd June 2026

Excellent customer service well trained staff

Excellent customer service well trained staff Reviewed on: 3rd June 2026

One of the best experiences that i lived using PayPa...

One of the best experiences that i lived using PayPal,a smooth and easy process,fast an accurate Reviewed on: 3rd June 2026

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