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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Everything is perfect always I have been helped when...

Everything is perfect always I have been helped when I needed Reviewed on: 10th June 2026

Outstanding

Outstanding always when needed ways/situations and the service is fast secure and reliable Reviewed on: 10th June 2026

Easy interest free purchase (4 months 0%).

Easy interest free purchase (4 months 0%). Reviewed on: 10th June 2026

I have been with paypal for years and if I have had...

I have been with paypal for years and if I have had any problems it has been fixed quickly Reviewed on: 10th June 2026

Great service

My experience with PayPal has been so far great Reviewed on: 10th June 2026

So useful

Overall really useful and it can support you with stuf Reviewed on: 10th June 2026

Good and easy

It's good for smooth and worry free money transactions and pay later Reviewed on: 10th June 2026

So easy to use and if you have a problem they are ve...

So easy to use and if you have a problem they are very helpful in resolving issue Reviewed on: 10th June 2026

Secure flexible plans

Been using PayPal for several years now. I always pay by PayPal if there is an option to do so to protect my details. Love the flexibility it offers. Reviewed on: 10th June 2026

Made a double pay inn3 payment.

Made a double pay inn3 payment. Couldn't get the money back Reviewed on: 10th June 2026

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