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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167064 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167136)

Really easy to use

Really easy to use, great experience and amazing customer service Reviewed on: 2nd June 2026

All round brilliant

Simple, convenient and instant - all round brilliant Reviewed on: 2nd June 2026

I have found PayPal very easy to use, I like the pay...

I have found PayPal very easy to use, I like the payment in 3, I use this a lot for expensive items. When I paid for an item I didn’t receive, PayPal refund back within two weeks. Reviewed on: 2nd June 2026

Paypal provides outclass services and offer discount...

Paypal provides outclass services and offer discount that make paypal unique Reviewed on: 2nd June 2026

Have been using PayPal for years now.

Have been using PayPal for years now. It is very convenient and simple to use. Reviewed on: 2nd June 2026

I've used paypal, paypal credit, pay in 3 quite regu...

I've used paypal, paypal credit, pay in 3 quite regularly. I find that its really easy to use, simple to link from websites offering it and offers flexibility to pay off whenever you want. I do also like the added buyer protection which I have called upon on a recent transaction where an Item was not received. The only issue I do have with paypal is the customer service. Dependent on who you speak to it can be good or terrible. I often have had to close the chat to reopen it to speak to someone else. Reviewed on: 2nd June 2026

I have been using pay pal for some years now really...

I have been using pay pal for some years now really helps me spread the cost. Reviewed on: 2nd June 2026

I have used Paypal for several years now for credit...

I have used Paypal for several years now for credit and purchases. the pay in 3 helps spread purchase payments easily. Reviewed on: 2nd June 2026

Secure, easy to use and flexible.

Secure, easy to use and flexible. I'm confident that PayPal have the interests of their customer base at heart. Reviewed on: 2nd June 2026

Great service

Great service easy to use , payments made easy and great access Reviewed on: 2nd June 2026

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