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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Its very convenient and easy to check out with

Its very convenient and easy to check out with Reviewed on: 10th June 2026

PayPal gives me confidence to shop online because I...

PayPal gives me confidence to shop online because I know that if any vendor fails to deliver, PayPal will recover my money from the vendor. It's what I have experienced firsthand a few times. And PayPal was there for me throughout, and my money was refunded to me. Thank you, PayPal, for all the wonderful things you do for millions of online shoppers. Reviewed on: 10th June 2026

I have a PayPal credit card and I love that the inte...

I have a PayPal credit card and I love that the interest rate is low. I can also spread the cost over pay in 3. I can also see and manage my account in my app. love it thank you. Reviewed on: 10th June 2026

Easy to use

Easy to use World wide Access Fund support on credit Reviewed on: 10th June 2026

Pay in 3 is very good and convinent dont have to pay...

Pay in 3 is very good and convinent dont have to pay interest which is a bonus Reviewed on: 10th June 2026

excellent

A decade of excellent service, I have been with paypal since 2012 and I enjoy the service Reviewed on: 10th June 2026

So far a good experience.

So far a good experience. I like the Pay in 3 option, and the option to pay over 4 months interest free for more expensive items. Reviewed on: 10th June 2026

PayPal is my life saver!

PayPal is my life saver! I use it to buy expensive stuff that are important to me. I mange to reimburse all my expenses without paying interest. It offers great flexibility when it comes to pay the fees in 4 installments with 0% interest. I have been using PayPal for almost 10 years now and will stick to it as long as it continue to offer great flexibility. Reviewed on: 10th June 2026

Very helpful

The facility has been very helpful with very great customer support Reviewed on: 10th June 2026

I only use PayPal for my online shopping i trust it...

I only use PayPal for my online shopping i trust it more than my bank cards as everything is secure Reviewed on: 10th June 2026

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