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PayPal: PayPal Credit reviews

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4.90
Based on 76,524 reviews, last reviewed 19th Apr 2026
2370100% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has been really convenient to receive money from... It has been really convenient to receive money from other countries. PAYPAL checkout is really helpful and easy and is available on almost every site/... Read more Reviewed on: 19th April 2026
Muhammad's avatar
Muhammad

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76524)

My PayPal friend.

5
A useful, safe, and versatile way to make incidental payments to a broad spectrum of outlets. Even monthly or annual subscriptions are supported giving me total peace of mind in my busy daily life. Reviewed on: 14th June 2024
Gunther 's avatar
Gunther

Paypal is perfect for my needs and is easy to...

5
Paypal is perfect for my needs and is easy to use Reviewed on: 14th June 2024
Robert C's avatar
Robert C

PayPal is great.

5
Handy easy app. Can pay in 3 easy payments or over 4 interest free. And sometimes shop offers 0% over 12 months. And kept upto date on transactions and payments Reviewed on: 14th June 2024
Jaysen c's avatar
Jaysen c

Quick service feel safe on line.

1
Quick service feel safe on line. Disputes handled fadt Reviewed on: 14th June 2024
Sharon g's avatar
Sharon g

I’ve been using PayPal credit during the cost of liv...

5
I’ve been using PayPal credit during the cost of living crisis. It has helped me as an unpaid carer so much. I’m paying it off gradually Reviewed on: 14th June 2024
Vanessa Stoker's avatar
Vanessa Stoker

Super friendly and efficient.

5
Super friendly and efficient. Always available to help out and great at tackling fraud Reviewed on: 14th June 2024
Sam W's avatar
Sam W

Most efficient payment method.

5
Most efficient payment method. An excellent customer service.Would definitely recommend and already did to my friends and family.For me personally the pay in three instalments type of payment is very convenient and helpful when doing more expensive purchases.Then the monthly statements are clear and understandable. . I am using PayPal for couple of years now, and will be using in the future. Reviewed on: 14th June 2024
Barbara S's avatar
Barbara S

Good service all round really, not found anything to...

5
Good service all round really, not found anything to complain about at all Reviewed on: 14th June 2024
Steve B's avatar
Steve B

Their credit option is great

5
Their credit option is great 0% for the time that you need Reviewed on: 14th June 2024
Tony B's avatar
Tony B

A service that never lets you down.

5
A service that never lets you down. Excellent customer service and supportive team. Reviewed on: 14th June 2024
Simone C's avatar
Simone C

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