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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent

Excellent , quick service , good customer service Reviewed on: 10th June 2026

Always use paypal credit gives me time to pay off wh...

Always use paypal credit gives me time to pay off what I want,really happy with the service given Reviewed on: 10th June 2026

Happy customer

I find pay pal excellent service, it gives peace if mind when buying goods transferring money to other accounts. The web site is easy to navigate and informational. Very happy with the whole experience. Reviewed on: 10th June 2026

I never had any problem with my transaction easy to...

I never had any problem with my transaction easy to use Reviewed on: 10th June 2026

Always use PayPal credit, like the 4months interest...

Always use PayPal credit, like the 4months interest free option for bigger purchases Reviewed on: 10th June 2026

Great Experience with PayPal

I had a great experience using PayPal. The platform was easy to use, payments were processed quickly, and I felt confident that my transactions were secure. Sending and receiving money was simple, making online shopping and transfers convenient and stress-free Reviewed on: 10th June 2026

Easy & convenient

Easy & convenient no hassle lending Reviewed on: 10th June 2026

I have very good experience with paypal always use p...

I have very good experience with paypal always use paypal to pay for buying things or sending money to someone and use papal credit as well .if I have any problems with seller papal always sort it out . Reviewed on: 10th June 2026

Excellent level of customer service

Excellent level of customer service Reviewed on: 10th June 2026

I would definitely recommend it to friends

Not really used it much but when I have used it I found it very easy to do. I would definitely recommend it to friends. Reviewed on: 10th June 2026

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