Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76552 reviews)

View other PayPal products

4.90

Based on 76,552 reviews, last reviewed 19th Apr 2026

2372400% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love this app is very easy to use I love this app is very easy to use Reviewed on: 19th April 2026

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (76552)

Extremely useful and rewarding

The offers you get with PayPal credit is extremely helpful in tight situations. They also offer you a limit increase depending on your usage history. Reviewed on: 14th June 2024

Absolutely superb

It’s absolutely superb, it’s widely acceptable, online payment via PayPal is perfect, honestly with PayPal I don’t have any issue shopping, the whole system is easy, I have never had any problem since I signed up with PayPal, the statement are properly laid out in an easy way of understanding them, I have ask my spouse to sign up with PayPal as well. Reviewed on: 14th June 2024

PayPal app is easy to operate.

PayPal app is easy to operate.and easy to understand. Reviewed on: 14th June 2024

Easy, understandable,quick ,helpful,

Easy, understandable,quick ,helpful, Reviewed on: 14th June 2024

Good value, would recommend to all.

Good value, would recommend to all. Allows you to spend more and pay back later. Reviewed on: 14th June 2024

Very easy to use and secure I use it with confidence...

Very easy to use and secure I use it with confidence for business and personal purchases Reviewed on: 14th June 2024

Buyers Guarantee

Had a purchase and the supplier went bankrupt, Cancelled the purchase on paypal and funds returned in days. Reviewed on: 14th June 2024

Been able buy what I need and pay bit by bit

Very good got me my items I needed and time to pay bit by bit Reviewed on: 14th June 2024

Never had a problem using PayPal credit, easy to use...

Never had a problem using PayPal credit, easy to use and set up Reviewed on: 14th June 2024

Paypal review

Great experience easy to set up and use Reviewed on: 14th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.91 from 3677 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34880 reviews
Credit card
from PayPal 4.92 from 62 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub