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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,573 reviews, last reviewed 19th Apr 2026
2374200% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had a great experience using PayPal Credit. I have had a great experience using PayPal Credit. The service is incredibly fast, and I was able to use it almost instantly. Most importantly, it fee... Read more Reviewed on: 19th April 2026
Wenwu T's avatar
Wenwu T

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76573)

The process is efficient and streamline!

5
The process is efficient and streamline!! Basic and no issues Reviewed on: 14th June 2024
Wayne H's avatar
Wayne H

Paypal is my pal

5
Used PayPal for a few years now and had no issues. Used for payments out and in. Perhaps a bit pricey on commission costs. Reviewed on: 14th June 2024
Gerry's avatar
Gerry

Simplicity introduced to your life's financial goals

5
Paypal was simple to use and always receive email to show if changes and updates happened to their terms and conditions. Everything was quite clear. Reviewed on: 14th June 2024
Hawraa A's avatar
Hawraa A

Always received good assistance when needed.

5
Always received good assistance when needed. Reviewed on: 14th June 2024
Mairi 's avatar
Mairi

With PayPal credit I am able to fulfill most of my d...

5
With PayPal credit I am able to fulfill most of my dreams and satisfy my needs when my budget won't cover it. I'm very satisfied with the options I was given to borrow money. Reviewed on: 14th June 2024
Nicoleta P's avatar
Nicoleta P

PayPal is great

5
Quick, convenient and easy . Always useful to have a PayPal acc and excepted everywhere in the world almost ! Reviewed on: 14th June 2024
Suzy E's avatar
Suzy E

PayPal has always been there for paying for products...

5
PayPal has always been there for paying for products online and transferring money abroad Reviewed on: 14th June 2024
David M's avatar
David M

Excellent service and buyer protection.

5
Excellent service and buyer protection. I have a great experience with PayPal as I know I am protected and less chances of being victim of fraud. Reviewed on: 14th June 2024
Rashida K's avatar
Rashida K

Wowsers!! What a company

5
PayPal has been very easy to use to pay bills, shopping and transfer of money in a safe and secure way. Would fully recommend. Reviewed on: 14th June 2024
Jay's avatar
Jay

Reliable

5
Easy to use never have any issues Reviewed on: 14th June 2024
Haydar A's avatar
Haydar A

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