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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent service and smooth experience

I had a very positive experience. The process was simple, straightforward, and easy to understand. Everything was handled efficiently, and I received clear communication throughout. The service met my expectations, and I would be happy to use it again in the future. Overall, I am very satisfied and would recommend it to others. Reviewed on: 10th June 2026

Easy to select and use, always available

Easy to select and use, always available Reviewed on: 10th June 2026

Easy to use, reliable and trustworthy.

Easy to use, reliable and trustworthy. PayPal always sorts things out of there are any issues or concerns. Have never had any issues with using PayPal. Reviewed on: 10th June 2026

PayPal credit makes bigger purchases more manageable

I use PayPal credit to make bigger purchases more manageable for my business . Reviewed on: 10th June 2026

I have had a good experience with customer service w...

I have had a good experience with customer service when I need them to explain things Reviewed on: 10th June 2026

I feel protected highly recommended

I never had problem with PayPal either to transfer money or buying something highly recommended I feel very secure when I use it. Reviewed on: 10th June 2026

Easy and accessible

Easy and accessible, great way to spread costs Reviewed on: 10th June 2026

PayPal great way of paying

Any issues I’ve had customer services have helped or responded and sorted for me. Reviewed on: 10th June 2026

Easy to use and customer friendly

Easy to use and customer friendly Reviewed on: 10th June 2026

I'm really impressed with the service.

I'm really impressed with the service. The website is easy to navigate, and I’ve never had an issue with payments or transfers. The customer team are excellent at providing support in a friendly manner. Reviewed on: 10th June 2026

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