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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149822 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149822)

Excellent service

Reasonably good experience. Customer services helpful Reviewed on: 8th May 2026

Easy to use.

Easy to use. Haven't encountered any problems. Been using a long time with no issues. Reviewed on: 8th May 2026

Smooth as expected, without any issues.

Smooth as expected, without any issues. Reviewed on: 8th May 2026

So perfect, very easy to make payments

So perfect, very easy to make payments Reviewed on: 8th May 2026

Simple and easy to use, why wait?

Simple and easy to use, customer service has always been informative, professional and polite Reviewed on: 8th May 2026

Have been using for a long time and never had any is...

Have been using for a long time and never had any issues! Reviewed on: 8th May 2026

Very good customer service my issues was resolved pr...

Very good customer service my issues was resolved promptly Reviewed on: 8th May 2026

Very good and easy to use.

Very good and easy to use.so convenient with how they do the payments Reviewed on: 8th May 2026

Slow response to solve your queries

Slow response to solve your queries Reviewed on: 8th May 2026

Recommend

Easy to use, customer friendly.l, like the cash back option. Reviewed on: 8th May 2026

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