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PayPal: PayPal Credit reviews

4.73
Based on 149,671 reviews, last reviewed 6th Jul 2026
1848% increase in 5 star reviews
in the past 90 days
2510% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149777)

very good service and if you get a problem it is sor...

5
very good service and if you get a problem it is sorted quick Reviewed on: 8th May 2026

Very easy to excess and easy to use.

5
Very easy to excess and easy to use... Reviewed on: 8th May 2026

Good and straight forward, easy to accept and follow...

4
Good and straight forward, easy to accept and follow, very happy and never had an issue Reviewed on: 8th May 2026

Very Good over 100 pounds 4 months free of interest...

5
Very Good over 100 pounds 4 months free of interest credit.Should bring back 1 year small interest credits on bigger amounts. Reviewed on: 8th May 2026

I love using pay pal.

5
I love using pay pal. It’s easy to use and very safe. Reviewed on: 8th May 2026

I have had a good experience so far with them

4
I have had a good experience so far with them Reviewed on: 8th May 2026

Using from more than 15 years and it’s the best way...

5
Using from more than 15 years and it’s the best way moving money and pay online Reviewed on: 8th May 2026

Makes my life alot easier with pay in3

5
Makes my life alot easier with pay in3 Reviewed on: 8th May 2026

No problem is too big.

5
No problem is too big for them to sort out, fantastic customer service. Reviewed on: 8th May 2026

No problem is too big.

5
No problem is too big for them to sort out, fantastic customer service. Reviewed on: 8th May 2026

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