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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Never an issue super easy to yse

Never an issue super easy to yse Reviewed on: 10th June 2026

Simple to use and it feels really safe.

Simple to use and it feels really safe. It is great to have an option for 0% payments as a short term option which just helps to support those bigger purchases sometimes. Reviewed on: 10th June 2026

Very good facility using the pay in 3,

Very good facility using the pay in 3, Reviewed on: 10th June 2026

PayPal for the win!

I have been using PayPal for a number of years and have become a valuable customer. PayPal is always easy to use and is recognised almost everywhere now which is excellent. It's so simple when you can break down the cost of larger items or have longer to pay for them. I really enjoy using PayPal and it's very easily managed. Reviewed on: 10th June 2026

Good service

Easy to use and very reliable, I am using since years with no issue at all Reviewed on: 10th June 2026

Easy to use and no interest pay in three is very use...

Easy to use and no interest pay in three is very useful Reviewed on: 10th June 2026

Easy to use and easy to track,which is what I apprec...

Easy to use and easy to track,which is what I appreciate in a service. Reviewed on: 10th June 2026

Really helpful service, however I struggle to find m...

Really helpful service, however I struggle to find my statements and interest Reviewed on: 10th June 2026

Very easy to Registered

Very easy to Registered.go to the website and then after few minutes tell you how much you are eligible to get credit Reviewed on: 10th June 2026

It’s super easy to use and safe for online purchases...

It’s super easy to use and safe for online purchases especially for safety purposes Reviewed on: 10th June 2026

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