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PayPal: PayPal Credit reviews

4.90
Based on 76,697 reviews, last reviewed 19th Apr 2026
2386000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use friendly service Flexible and easy to use friendly service Reviewed on: 19th April 2026
Margaret G's avatar
Margaret G

Latest lowest rating:

1

Paypal his very Relieable way to pay for goods Exce... Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026
Alan s's avatar
Alan s

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76697)

Really handy and very useful.

5
Really handy and very useful. Nice and simple to use and has been a great help when purchasing items to pay off in increments. Reviewed on: 14th June 2024

Safe way to pay on online shopping

5
Safe way to pay on online shopping Reviewed on: 14th June 2024

Love to use

5
Just so easy to use, when ever checking out online paypal is the way I always go Reviewed on: 14th June 2024

Great experience through all the years

5
Great experience through all the years Reviewed on: 14th June 2024

Very easy to use & you can plainly see what...

5
Very easy to use & you can plainly see what you owe Reviewed on: 14th June 2024

Difficult to find contact details for phone support

3
It’s difficult to find contact details for contact via telephone. Online assistance is limited to a bot as default so it takes a while to get to the right chat help - this could be improved as access to support instantly if virtual is essential. I don’t mind a little wait time over the phone however make it easy to find correct phone number for support Reviewed on: 14th June 2024

Love the 3months no interest.

5
Love the 3months no interest. Really helps when trying to pay for bigger purchase Reviewed on: 14th June 2024

Easy to use , interest free for 4 months .

5
Easy to use , interest free for 4 months . Very handy to have . Reviewed on: 14th June 2024

7 star happy to use its easy and convenient for paym...

5
7 star happy to use its easy and convenient for payment with in 4 months Reviewed on: 14th June 2024

Great addition

4
PayPal is a great payment method and PayPal Credit has been a brilliant addition to its services. Reviewed on: 14th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review