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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149727 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149727)

Helpful and useful service with different options.

Helpful and useful service with different options. Reviewed on: 8th May 2026

PayPal credit is an excellent and convenient way!

PayPal credit is an excellent and easy way to get credit without having to apply for credit cards! It’s safe, secure and convenient! Reviewed on: 8th May 2026

Best digital banking system in the world

Best digital banking system in the world Reviewed on: 8th May 2026

My financial support safety net . Mother of 2

Used for many years great if I need a pay in 3 option if a household item breaks. Its my support net eventually Reviewed on: 8th May 2026

A friend in need is a friend indeed

PayPal is like a trust worthy partner for extremely important purchases when you in short of money give you more time to pay than any other platform a true friend in need is a friend indeed Reviewed on: 8th May 2026

it’s perfect for me

I love it, it’s absolutely perfect for my lifestyle I use it all the time. Reviewed on: 8th May 2026

I am using PayPal from last couple of years I find i...

I am using PayPal from last couple of years I find its the most beneficial for customers if I need any help regarding my query it solved so quickly. Reviewed on: 8th May 2026

Easy, convenient, trustworthy, great customer servic...

Easy, convenient, trustworthy, great customer service, straight forward Reviewed on: 8th May 2026

Goodi find it easy to navigate both the website and...

Goodi find it easy to navigate both the website and the app Reviewed on: 8th May 2026

Never had any issues using it.

Never had any issues using it. It’s extremely easy to use and keep track of info like upcoming payments. You get alerted well ahead of time when payments are due. Being able to schedule when payments are made is a plus too. Reviewed on: 8th May 2026

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