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PayPal: PayPal Credit reviews

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4.90
Based on 76,852 reviews, last reviewed 19th Apr 2026
2400900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got credit from PayPal , service was efficient and... I got credit from PayPal , service was efficient and great, spoke to the customer service when I needed help and were supportive and great service was... Read more Reviewed on: 19th April 2026
Tobechukwu Ajaere's avatar
Tobechukwu Ajaere

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76853)

Great addition to PayPal

5
Came in perfect when waiting for the next payday, and the opening offered was great to Reviewed on: 14th June 2024
Amy r's avatar
Amy r

I like pay pal very much , it help me buy things I c...

5
I like pay pal very much , it help me buy things I couldn't afford to pay in full. Thanks a lot Reviewed on: 14th June 2024
Ion S's avatar
Ion S

Used PayPal over the years and safety matters to me...

5
Used PayPal over the years and safety matters to me the most. Smooth transactions, responsive customer service and buyer protection is invaluable. Reviewed on: 14th June 2024
NimaTV's avatar
NimaTV

Easy to use and helpful app.

5
Easy to use and helpful app. Very well integrated into shopping applications. Reviewed on: 14th June 2024
Kyle 's avatar
Kyle

I've had PayPal Credit for a few years and all is go...

5
I've had PayPal Credit for a few years and all is going good , I really love the transparency and easy service they provide.No hidden agendas and they're easy to get in touch with . Reviewed on: 14th June 2024
Elizabeth N's avatar
Elizabeth N

Ease of use and convenient transactions.

5
Ease of use and convenient transactions. Great 0% Apr options. Reviewed on: 14th June 2024
RV's avatar
RV

PayPal Credit is a convenient and flexible financing...

5
PayPal Credit is a convenient and flexible financing option for online shoppers. It allows you to make purchases without immediate payment, offering a six-month interest-free period on purchases over $99 if paid in full within that time. The application process is quick, and integration with PayPal's platform makes it easy to use. However, it's important to be mindful of the high interest rates that kick in after the promotional period and to ensure timely payments to avoid fees. Overall, it's a valuable tool for managing larger expenses if used responsibly. Reviewed on: 14th June 2024
Rifat Rahman's avatar
Rifat Rahman

Excellent and reliable in making online payments

5
Excellent and reliable in making online payments Reviewed on: 14th June 2024
Rina's avatar
Rina

When you need something quick and you haven’t got th...

5
When you need something quick and you haven’t got the money pay in 3 and pay pal credit are god sends interest free over 3 months a handy tool to have. Reviewed on: 14th June 2024
Gaz 's avatar
Gaz

I never felt disappointed in every aspect

5
I never felt disappointed in every aspect Reviewed on: 14th June 2024
Kamil l's avatar
Kamil l

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