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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149655 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149655)

I've had it for 6 years and its been making things...

I've had it for 6+ years and its been making things seamless, espically when I want to stagger payments out. Reviewed on: 7th May 2026

verey good easy to use good value

verey good easy to use good value Reviewed on: 7th May 2026

excellent ,no problems quick, and satisfying.

excellent ,no problems quick, and satisfying. Reviewed on: 7th May 2026

New to PayPal love it

New to PayPal credit but fantastic and supportive Reviewed on: 7th May 2026

Perfect credit card love it

PayPal has increased my credit rating can considerably, it’s so easy to make payments and with the zero % for 4 months makes if so manageable Reviewed on: 7th May 2026

It’s good when I send money from PayPal using my cre...

It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayPal debit card or when I try to pay my credit card bill. Reviewed on: 7th May 2026

I've had a great experience using PayPal for my purc...

I've had a great experience using PayPal for my purchases. Reviewed on: 7th May 2026

Great customer service and easy to use app.

Great customer service and easy to use app. Reviewed on: 7th May 2026

Works well every time with no issues

Works well every time with no issues Reviewed on: 7th May 2026

Safe and Secure Transactions

Its the best way to make safe and secure payments. When i see paypal as a payment method on a new website, im 100% reassured that it is a legit and trustworthy purchase. Reviewed on: 7th May 2026

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