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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149528 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149528)

Excellent

Very positive and happy PayPal team always answer all questions Reviewed on: 7th May 2026

Excellent service, easy to navigate and keep tabs on...

Excellent service, easy to navigate and keep tabs on spend. Reviewed on: 7th May 2026

Excellent service.

Excellent service. Good offers. Would recommend it Reviewed on: 7th May 2026

Robs Review

Had a great experience using the pay in 3 ability and the credit system with paypal allows 0% Apr over a few months, perfect! Reviewed on: 7th May 2026

Cant complaint- did everything i needed it to

Cant complaint- did everything i needed it to Reviewed on: 7th May 2026

Had PayPal for atleast a decade

Had PayPal for atleast a decade, never any issues, always helpful. Reviewed on: 7th May 2026

Never had a problem.

Never had a problem. Always works well Reviewed on: 7th May 2026

My paypal credit experience has been great so far.

My paypal credit experience has been great so far. Additional security measures was put in place to ensure i was the one making a purchase with my card. I love it Reviewed on: 7th May 2026

Best customer service

Anytime I need to solve an issue the customer service team replies and they are very knowledgeable of the product. Reviewed on: 7th May 2026

Best out there in the market easy to use it...

Best out there in the market easy to use it Reviewed on: 7th May 2026

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