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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use and good communication

Easy to use and good communication Reviewed on: 10th June 2026

PayPal, convenient and value for money

PayPal is very useful for every day purchases and paying for large purchases like holidays, very easy to use, great service and affordable. Reviewed on: 10th June 2026

It’s Super Good

It’s been super good and no fuss Reviewed on: 10th June 2026

With PayPal, I know that my payments are secure and...

With PayPal, I know that my payments are secure and protected. With multiple options to choose with PayPal Credit, from pay in 3 to pay in full via credit, you can ensure that you select the right option for you. Reviewed on: 10th June 2026

Quick, easy & secure

Quick, easy & secure - I've been happily using Paypal including Pay in 3 & Credit for years Reviewed on: 10th June 2026

Excellent service a payment methods, easy access, th...

Excellent service a payment methods, easy access, the four months interest free is brilliant Reviewed on: 10th June 2026

Service is efficient, App is very user friendly .

Service is efficient, App is very user friendly .Very easy to use when paying for things Reviewed on: 10th June 2026

I use PayPal credit often for those more expensive p...

I use PayPal credit often for those more expensive purchases such as birthday presents. Up to 4 months credit with no interest is quick and easy to arrange and it’s safe. Nice one PayPal! Reviewed on: 10th June 2026

Best option

Easy to use, never had any issues, when need to buy something and I don’t have enough money I always can use PayPal credit l, which one is good and easy to pay back. Reviewed on: 10th June 2026

Strong consistent service

I’ve been using PayPal for around 15 years, they have improved their offering, refined their customer service and service menu. Started to office credit options which I use regularly along with the most major retailers offering the use of pay in 3 or PayPal credit. Reviewed on: 10th June 2026

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