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PayPal: PayPal Credit reviews

4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76991)

PayPal Credit

5
PayPal Credit has been a great and trusted option for buying gifts for family online. Custer support when required has been helpful. Reviewed on: 15th June 2024

Always smooth and easy without consuming any time

5
Always smooth and easy without consuming any time Reviewed on: 15th June 2024

It's easy to use and better than using my savings.

5
It's easy to use and better than using my savings. Reviewed on: 15th June 2024

Easy to use and the email reminder for payments due...

5
Easy to use and the email reminder for payments due to great Reviewed on: 15th June 2024

Very happy with PayPal easy to make payment

5
Very happy with PayPal easy to make payment Reviewed on: 15th June 2024

Use PayPal Onlie...

5
I always use PayPal when I can for online transactions as I fell it gives an extra layer of protection. Reviewed on: 15th June 2024

Great experience and great opportunities, only negat...

5
Great experience and great opportunities, only negative is no hard physical card and high interest rate Reviewed on: 15th June 2024

Safe and easy to pay online.

5
Safe and easy to pay online. Nice to be able to spread the cost of larger purchases. And if you have any problems the customer service team is always ready to help Reviewed on: 15th June 2024

New age payment platform

5
PayPal allows users to make transactions securely over the internet. It offers a variety of services including personal payments, business transactions, and integration with numerous online retailers. 1. **Convenience**: PayPal makes online transactions easy and quick. Users can link their bank accounts, credit cards, and debit cards, and manage multiple financial instruments from one place. 2. **Security**: With strong encryption and fraud detection measures, PayPal is generally considered a secure way to handle online transactions. It also offers buyer and seller protection programs. 3. **Global Reach**: PayPal operates in over 200 countries and supports multiple currencies, making it an excellent choice for international transactions. 4. **Integration**: Many online merchants accept PayPal, making it a versatile tool for online shopping. It can also be integrated with numerous e-commerce platforms, invoicing tools, and subscription services. 5. **Ease of Use**: The user interface is intuitive, and setting up an account is straightforward. The mobile app is also robust, allowing users to manage their accounts on the go. Reviewed on: 15th June 2024

So far so good I can use for large amounts...

5
So far so good I can use for large amounts as well Reviewed on: 15th June 2024

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