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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Not very flexible or easy to contact but I would rec...

Not very flexible or easy to contact but I would recommend Reviewed on: 10th June 2026

Easiest way to make payments and having PayPal credi...

Easiest way to make payments and having PayPal credit is a plus Reviewed on: 10th June 2026

Easy to use service

Easy to use service, easy application process. Safety! Reviewed on: 10th June 2026

Amazing App

Safety and security is very important and with PayPal you have that Reviewed on: 10th June 2026

Convenient and flexible way to shop online

I find PayPal Credit very convenient because it lets me spread payments over time instead of paying everything upfront through my PayPal account. It makes checkout quick, secure, and simple whenever I shop online. Reviewed on: 10th June 2026

Paypal is great , makes my shopping experience way s...

Paypal is great , makes my shopping experience way smoother too Reviewed on: 10th June 2026

Good customer service and support if you have query...

Good customer service and support if you have query with supplier Reviewed on: 10th June 2026

Peace of mind..

Peace of mind knowing I have different payment options with PayPal. Reviewed on: 10th June 2026

Great and safe app

I love the ease of using the pay pal app, it is easy and convenient in one place. Having a physical pay pal card has also been great. I love the points as they build up quickly and I know my spending is safe and secure. Reviewed on: 10th June 2026

Great options, easy to manage, easy to use app.

Easy to manage. Very clear instructions. Always keep updated on spending. Easy to use app. Options of card, google pay to use credit where paypal not accepted. Reviewed on: 10th June 2026

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