Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,199 reviews, last reviewed 19th Apr 2026
2434000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not had any issues I have been using PayPal for over 5 years and I find their service really good Reviewed on: 19th April 2026
Yvonne o's avatar
Yvonne o

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77199)

It’s always been 5star.

5
It’s always been 5star. Even when I’ve made an error, PP customer service has been spot on. Reviewed on: 15th June 2024
keith@irvshome.net's avatar
[email protected]

Brilliant service great offers would highly recommen...

5
Brilliant service great offers would highly recommend it to all my family and friends and work colleagues Reviewed on: 15th June 2024
Liam D's avatar
Liam D

PayPal is the pal I never knew I needed

5
PayPal is always there and very helpful when I need credit or pay in three. Reviewed on: 15th June 2024
Caley's avatar
Caley

Good Service

5
Excellent experience, always use PayPal this to purchase as they always offer interest free service. Reviewed on: 15th June 2024
Jayson's avatar
Jayson

Paypal credit simply the best

5
Using PayPal credit has aloud me to buy things and interest rate is brilliant Reviewed on: 15th June 2024
Debs's avatar
Debs

A good buffer between me and online sel...

5
They provide a good buffer between me and online sellers. Reviewed on: 15th June 2024
Paul's avatar
Paul

Super efficient

5
Very easy to use and to keep track of the account. This is one of the most effective credit services I have used. Reviewed on: 15th June 2024
Lisa Godkin's avatar
Lisa Godkin

Really good service and so easy to use for online pu...

5
Really good service and so easy to use for online purchases and sending money between friends and family. Strong security and always feel like my money is secure. Reviewed on: 15th June 2024
Rachel T's avatar
Rachel T

Quick and decisive lenders with fair rates compared...

5
Quick and decisive lenders with fair rates compared to the rest of the market. Would recommend and use again. Reviewed on: 15th June 2024
Sam B's avatar
Sam B

Fantastic Support

5
During the few times I have had problems in the past with retailers, PayPal were great at answering my queries and resolving my issue very quickly. Reviewed on: 15th June 2024
Joshua P's avatar
Joshua P

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill