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PayPal: PayPal Credit reviews

4.73
Based on 149,327 reviews, last reviewed 5th Jul 2026
4477% increase in 5 star reviews
in the past 90 days
4317% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026
Ali A's avatar
Ali A

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149357)

Trusted organisation

5
Trusted company, easy to contact, helpful staff Reviewed on: 7th May 2026

Get PayPal account

5
Great support keeping your money safe Reviewed on: 7th May 2026

They are easy to reach and they call back when they...

5
They are easy to reach and they call back when they promise to. Reviewed on: 7th May 2026

Never had a problem and always been handy when low o...

5
Never had a problem and always been handy when low on cash and buy now pay later is a must Reviewed on: 7th May 2026

Always a good experience

5
I have always experienced good customer service generally with PayPal - things usually run smoothly so do not need to contact them very often at all. Reviewed on: 7th May 2026

PayPal has one of the best Seamless payment system y...

5
PayPal has one of the best Seamless payment system you could ever see out there. I also like their 0% interest rate on purchases with no hassle. Reviewed on: 7th May 2026

Always safe and fast, app is very easy to use.

5
Always safe and fast, app is very easy to use. Never had a problem. Quick and easy to pay on your phone. More websites accept PayPal Reviewed on: 7th May 2026

I appreciate PayPal for supporting me and family for...

4
I appreciate PayPal for supporting me and family for emergency and difficult times Reviewed on: 7th May 2026

Easy to use and customer service always great.helpful

5
Easy to use and customer service always great. Reviewed on: 7th May 2026

Brilliant,

5
Brilliant, never had any problems if I have when I phoned they’ve been sorted out. Reviewed on: 7th May 2026

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