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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,290 reviews, last reviewed 19th Apr 2026
2442500% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit card provider. Best credit card provider. High recommended Reviewed on: 19th April 2026
Bartosz B's avatar
Bartosz B

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77290)

Nothing a problem, great customer service.

5
Nothing a problem, great customer service , always keeps me updated,cannot find fault whatsoever. Reviewed on: 15th June 2024
Alfred Alger's avatar
Alfred Alger

Exellent service always reliable

5
Exellent service always reliable Reviewed on: 15th June 2024
Paul W's avatar
Paul W

Never had any issue with paypal credit.

5
Never had any issue with paypal credit. Reliable and rewards you with increasing credit allowance Reviewed on: 15th June 2024
Kate H's avatar
Kate H

PayPal credit is really fine buying laptops, phones,...

5
PayPal credit is really fine buying laptops, phones, tvs etc. Don't need to apply for credit checks, wasting time with stupid banks. Make my life much easier. Reviewed on: 15th June 2024
Sandor F's avatar
Sandor F

Peace of mind

5
Always a fast seamless process whether buying or selling Reviewed on: 15th June 2024
Alan h's avatar
Alan h

Customer service should be improved and less complic...

3
Customer service should be improved and less complicated Reviewed on: 15th June 2024
A Rehman 's avatar
A Rehman

PayPal credit is good

5
PayPal credit helps a lot you can use it on pretty much anything Reviewed on: 15th June 2024
Leeanda 's avatar
Leeanda

Find it quite easy to use and helps to make...

4
Find it quite easy to use and helps to make purchases Reviewed on: 15th June 2024
D g's avatar
D g

PROBLEM FREE Payment Service

5
In over a decade of using PayPal, I’ve never ever encountered a problem with them. That itself speaks volumes for the service they provide. Reviewed on: 15th June 2024
SidB's avatar
SidB

Safe convenient way to pay, good options like pay in...

5
Safe convenient way to pay, good options like pay in 3 and PayPal credit is good. Mainly feels safe and well protected. Reviewed on: 15th June 2024
DP's avatar
DP

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