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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Live PayPal

I love using PayPal, it gives me the flexibility I need to get by in this crazy world. Reviewed on: 10th June 2026

Very quick easy and straightforward to use

Very quick easy and straightforward to use Reviewed on: 10th June 2026

i regular set up payment in three installments for c...

i regular set up payment in three installments for certain purchasers it makes payments for items easier to afford, and i have no problems with the set up runs smoothly every time. Reviewed on: 10th June 2026

Easy simple safe

Easy simple safe I love it and recommend my friends to try it Reviewed on: 10th June 2026

Very simple and ease of use .

Very simple and ease of use . Terms are clear and you can now get a virtual card excellent offers and earn pounts Reviewed on: 10th June 2026

Never faults, brilliant customer service and an exce...

Never faults, brilliant customer service and an excellent all-round experience. Reviewed on: 10th June 2026

Wszystko super ,jestem bardzo zadowolona z kredytu p...

Wszystko super ,jestem bardzo zadowolona z kredytu paypal. Mo Reviewed on: 10th June 2026

I really like Paypal.

I really like Paypal. Its very easy to use and feels a lot more secure than online banking. Im kept informed regularly of ways rhat i can improve things, and ways PayPal can imorove rhings too. Reviewed on: 10th June 2026

PayPal credit has been amazing for me personally the...

PayPal credit has been amazing for me personally the instalment plans. I always find PayPal credit give the best customer service! Reviewed on: 10th June 2026

PayPal makes things quick, easy and secure

PayPal makes things quick and easy. I also feel secure paying by PayPal knowing that they have my back if something does go wrong. Reviewed on: 10th June 2026

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