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PayPal: PayPal Credit reviews

4.90
Based on 77,396 reviews, last reviewed 19th Apr 2026
2452400% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great for day to day use. Great for day to day use. Easy to set up and use. Paypal credit is very useful but also difficult to track interest fees in there. Terrible for contac... Read more Reviewed on: 19th April 2026
TOWK's avatar
TOWK

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77395)

My experience with paypal is awesome.

4
My experience with paypal is awesome. It is great experience to use paypal and reliable. Reviewed on: 15th June 2024

Great no complaints, never had a problem

5
Great no complaints, never had a problem Reviewed on: 15th June 2024

PayPal credit is a life saver wish we could use it i...

5
PayPal credit is a life saver wish we could use it in the shops too Reviewed on: 15th June 2024

I have always had good service and found the credit...

5
I have always had good service and found the credit facility very useful Reviewed on: 15th June 2024

I have found it a life saver around christmas time.

5
I have found it a life saver around christmas time. And the payments are manageable. Reviewed on: 15th June 2024

Love the flexibility and ease

5
Love the flexibility and ease ❤️ Reviewed on: 15th June 2024

Great way to build a good credit score

5
Great way to build a good credit score Reviewed on: 15th June 2024

Good for everyone!

5
Very quickly and clearly. Easily accessible to almost everyone Reviewed on: 15th June 2024

Really useful especially in the cost of living crisi...

5
Really useful especially in the cost of living crisis means I can afford things and I am not so stressed about money. The pay in 3 and PayPal credit is so useful. Reviewed on: 15th June 2024

I am happy with the service

5
I am happy with the service and feel secure using PayPal Reviewed on: 15th June 2024

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