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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149276)

An excellent, careing and efficiant experiance.

4
An excellent, careing and efficiant experiance. With easy to use app. Reviewed on: 7th May 2026

Trustworthy

5
Very easy to set up and use. Have been using PayPal for some time and never had any issues. Happy to recommend... Reviewed on: 7th May 2026

Safe and secure using PayPal.

5
Always feel safe and secure using PayPal. Reviewed on: 7th May 2026

Beyond amazing

5
I've been using PayPal for years and wouldn't pay for goods online with any other company I know 100% im safe and any problems get sorted straight away . Reviewed on: 7th May 2026

Handy to have

5
Safe. Easy to use. Helpful to have . Reviewed on: 7th May 2026

I love used PayPal for my online transaction, very s...

5
I love used PayPal for my online transaction, very secure nothing problem with my order online also I can used PayPal credit to all transactions. Reviewed on: 7th May 2026

Always use pay pal credit.

5
Always use pay pal credit. Wish they’d extend the 4 months though Reviewed on: 7th May 2026

flexible interest free credit options

5
flexible interest free credit options, help to budget monthly at no extra cost to me Reviewed on: 7th May 2026

PayPal have been fair with the credit offered and th...

5
PayPal have been fair with the credit offered and the flexibility of payments. Reviewed on: 7th May 2026

Paypal credit allowed me to travel and see my family...

5
Paypal credit allowed me to travel and see my family and pay my credit in instalments, giving me time to focus on important things Reviewed on: 7th May 2026

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