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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149244)

Easy to use.

5
Easy to use, no problems Straight forward process. Easy to find what you are looking for Reviewed on: 7th May 2026

PayPal always help me if I want to buy something exp...

5
PayPal always help me if I want to buy something expensive so I can pay in 3months Reviewed on: 7th May 2026

Great service all round.

5
Great service all round. Easy to use app. Reviewed on: 7th May 2026

Quick and professional service

5
Quick and professional service and help centre good Reviewed on: 7th May 2026

Safe and secure with great credit options

5
PayPal is a really safe way to pay and has excellent payment options to help you spread the cost of large purchases. Reviewed on: 7th May 2026

Very understandingH helpful and protective

5
Very understanding helpful and protective Reviewed on: 7th May 2026

Never had an issue in all my years using PayPal

5
Never had an issue in all my years using PayPal Reviewed on: 7th May 2026

Great app, makes buying so easy with added protection

5
Great app, makes buying so easy with added protection Reviewed on: 7th May 2026

Always quick and accommodating.

5
Always quick and accommodating. App is fast and makes sense. Feels secure and professional. Reviewed on: 7th May 2026

Yhe best

5
Great experience with all the products Reviewed on: 7th May 2026

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