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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,626 reviews, last reviewed 19th Apr 2026
2474000% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel totally confident when using PayPal, No fear... I feel totally confident when using PayPal, No fear of scammers and always excellent customer service regarding any issue or query I might have, Flex... Read more Reviewed on: 19th April 2026
Myb's avatar
Myb

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77626)

Flexible credit options

5
Flexible credit options allow you to make luxury items more affordable for people who would normally find these purchases would be outside their monthly budget. Reviewed on: 16th June 2024
Stephanie C's avatar
Stephanie C

Excellent Service keep up the good work.

5
Excellent Service keep up the good work. Reviewed on: 16th June 2024
OWEN STARK's avatar
OWEN STARK

Very user friendly app plus 0% offers.

5
Very user friendly app, credit available for multiple purchases. Very handy 0% offers on lots purchases too. Reviewed on: 16th June 2024
Mark E's avatar
Mark E

I find paypal credit verry easy to access and use.

5
I find paypal credit verry easy to access and use. Reviewed on: 16th June 2024
Catalin B's avatar
Catalin B

Brilliant.

5
Very useful to have especially for big purchase and the security of PayPal protection. Reviewed on: 16th June 2024
Gemma p's avatar
Gemma p

Easy to use

5
Convenient. Easy to use. Clear information. App works well Reviewed on: 16th June 2024
Nigel K's avatar
Nigel K

Pay n 3 is no hassle & invaluable for me !

5
Pay n 3 is no hassle & invaluable for me ! Even though I have the money in my bank, pay in 3 for larger purchases almost prompts me to buy without the normal bank indexing I do before spending any money even when I know I need the item ! Reviewed on: 16th June 2024
Mick B's avatar
Mick B

Great service

5
I have had zero issues and would definitely recommend it to friends and family. Reviewed on: 16th June 2024
Stuart 's avatar
Stuart

Easy to use

5
It’s so easy to use and simple highly recommend PayPal credit Reviewed on: 16th June 2024
PAUL H's avatar
PAUL H

Ease of accessing information and making payments.

5
Ease of accessing information and making payments. Reviewed on: 16th June 2024
EILEEN J's avatar
EILEEN J

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