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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal Credit an absolute automatic go to!

PayPal Credit is my absolute automatic go to wherever PayPal is accepted and have utilised this for many years now. I personally find spreading the costs of purchases made over a £100 completely invaluable to me whilst taking advantage of 0% interest if managed within the 4 month timeframe of course! Excellent service product . Reviewed on: 10th June 2026

Secure payments, very easy to contact if something g...

Secure payments, very easy to contact if something goes wrong. This is my preferable method of payment wherever is available. I use pay in 3 and credit options as well. Reviewed on: 10th June 2026

Totally reliable

Confidence and peace of mind in knowing that payments are protected Reviewed on: 10th June 2026

PayPal is quick and easy to use.

PayPal is quick and easy to use. I’ve used it for years, I trust using PayPal to pay for various things. Reviewed on: 10th June 2026

Great experience every time.

Great experience every time. I use PayPal because it’s safer. Reviewed on: 10th June 2026

This is easy to use and very helpful!

This is easy to use and very helpful! Reviewed on: 10th June 2026

Excellent ideas and service!

Pay in 3 has been absolutely amazing, also split your your payment has been a great idea. Reviewed on: 10th June 2026

Always been super easy - i have enjoyed the flexibil...

Always been super easy - i have enjoyed the flexibility that comes with making payments on my own terms and building my credit at the same time Reviewed on: 10th June 2026

Easy and straight forward to use.

Easy and straight forward to use. Rewards systems make it even better Reviewed on: 10th June 2026

Simple to use and keep track of payments due etc...

Simple to use and keep track of payments due etc Reviewed on: 10th June 2026

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