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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use, always good experience.

Easy to use, always good experience. Very hand to spread the cost of bigger purchases with 0% credit Reviewed on: 10th June 2026

I’ve never had any issues with PayPal.

I’ve never had any issues with PayPal. Customer service has always been great. Reviewed on: 10th June 2026

A convenient and safe way to manage my spending.

A convenient and safe way to manage my spending. Customer support is very good and I have confidence in the organisation . I particularly like the paying 3 or no interest for 4 months offers and flexibility this offers Reviewed on: 10th June 2026

I pay for almost everything with paypal. It is safe.

I all the time using paypal to pay almost for everything. It is very easy, safe and I have a lot payment options. LIke it. Reviewed on: 10th June 2026

Easy to use simple quick transactions which offer an...

Easy to use simple quick transactions which offer an extra element of security by not having to share card details with multiple retailers Reviewed on: 10th June 2026

Always had an excellent service with PayPal

Always had an excellent service with PayPal Reviewed on: 10th June 2026

Very easy and straightforward.

Very easy and straightforward. Step by step instructions as you go. Reviewed on: 10th June 2026

Flexible credit deals.

Flexible credit deals. Transparent. Easy to use in the app. Easy to pay back Reviewed on: 10th June 2026

My preferred payment option..

Whenever possible, I always use PayPal as my payment option., for an extra level of protection and peace of mind. Knowing that any issues - which are extremely rare - will be sorted quickly and evidently Reviewed on: 10th June 2026

Great Never had any issues

Never had any issues. Always been smooth sailing when ive needed it. Flexible credit. Reviewed on: 10th June 2026

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