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PayPal: PayPal Credit reviews

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4.90
Based on 77,764 reviews, last reviewed 19th Apr 2026
2486800% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal makes my life easier. Paypal makes my life easier. It helps me easy and safe paying option for online shopping. Also, pay in 3 options is great. Reviewed on: 19th April 2026
Cansu's avatar
Cansu

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77764)

Great service, and very useful,I'm buying all stuff...

5
Great service, and very useful,I'm buying all stuff online tru PayPal credit Reviewed on: 16th June 2024
Rumen V's avatar
Rumen V

PayPal credit is super useful

5
I have been using pay pal credit for years and I find it very useful as flexible. It can be used for a lot of online purchases if they allow pay pal. You also have the ability to pay back more per month which cuts down on interest payments which is helpful. Pay pal credit will also send emails when the payment is due and how much interest and how much to pay per month which I find very useful. Reviewed on: 16th June 2024
Jordan j's avatar
Jordan j

Many options while remaining a secure way to pay

5
A very easy to use platform with many options available when using from interest free and pay in 4 months, 12 or 24 month payment plans which is easy to pay more than it asks. All of this with the security that PayPal provides Reviewed on: 16th June 2024
Ensarda's avatar
Ensarda

Good sercice, I fully recommend.

5
Good sercice, I fully recommend. Is good to pay on eBay, and the ad the 3 methods to pay! Reviewed on: 16th June 2024
Bogdan S's avatar
Bogdan S

Using PayPal has helped me a lot financially and u h...

5
Using PayPal has helped me a lot financially and u have my peace of mind when buying something and don't have the money at hand Reviewed on: 16th June 2024
Rosemary 's avatar
Rosemary

I missed a payment and spoke to someone and told the...

5
I missed a payment and spoke to someone and told them i am in the early stages of alzheimers and forgetting to do things they was very helpful, and was very helpful. Reviewed on: 16th June 2024
Marie L's avatar
Marie L

Unbeatable interest free credit

4
Great 4 months interest free and using Curve card for shopping in the high street. However, app could be improved as sometimes it lags when trying to view your balance and actually paying off your balance takes far too long. Only option is basically via direct debit which take take over a week to be taken and then more days to actually show it's been taken off the balance. Very archaic! Reviewed on: 16th June 2024
JamesH's avatar
JamesH

First class and secure!

5
Always easy yo use and transactions feel secure. Reviewed on: 16th June 2024
CT's avatar
CT

Straightforward to use.

5
Straightforward to use.Issues resolved quickly. feel safe to use Reviewed on: 16th June 2024
Liz r's avatar
Liz r

Easy to navigate and customer service is excellant

5
Easy to navigate and customer service is excellant Reviewed on: 16th June 2024
Phillip b's avatar
Phillip b

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