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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149209)

PayPal it will ease

5
Always easy and speedy to check out Reviewed on: 7th May 2026

PayPal credit is easy to work with and understand re...

5
PayPal credit is easy to work with and understand repayments etc Reviewed on: 7th May 2026

I enjoy using PayPal, it’s easy and straight forward

5
I enjoy using PayPal, it’s easy and straight forward Reviewed on: 7th May 2026

Very easy to use and good communication

5
Very easy to use and good communication Reviewed on: 7th May 2026

User friendly and easy app.

5
User friendly and easy app.helps user to get easy credit Reviewed on: 7th May 2026

I had a problem but PayPal sorted it for me quickly...

5
I had a problem but PayPal sorted it for me quickly and efficiently. Reviewed on: 7th May 2026

Finally, a win for the consumer!

5
I've always used PayPal to protect myself. Now the future is here and I have digital and physical cards.The support is endless, as long as you use the service correctly the consumer finally has a banking win. I'm proud to be a PayPal customer. Reviewed on: 7th May 2026

Quick and simple.

5
Quick and simple. Any problems were dealt with swiftly. Can’t fault them at all Reviewed on: 7th May 2026

Fast, Easy and Great value Convinient credit option...

5
Fast, Easy and Great value Convinient credit option for those impulse purchases Reviewed on: 7th May 2026

Top of the pops

5
All round very good and it helps a lot when needed! Customer service is amazing! Reviewed on: 7th May 2026

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