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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,849 reviews, last reviewed 20th Apr 2026
2494200% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It helps when you don't have enough money to spend... It helps when you don't have enough money to spend Reviewed on: 20th April 2026
Amira's avatar
Amira

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77849)

Always have good service, easy to use, keep money se...

5
Always have good service, easy to use, keep money secure and very responsive when any issues do arise. Reviewed on: 16th June 2024
DC's avatar
DC

Excellent service

5
Extremely professional company whenever I’ve had an issue I’ve always been able to speak to someone to resolve it very quickly and clearly. Everything is simple and clear to use in the app. I love that I can have access to credit in a simple way. Reviewed on: 16th June 2024
Hannah P's avatar
Hannah P

I always use paypal for everything.

5
I always use paypal for everything. Really easy to use Reviewed on: 16th June 2024
Natasha c's avatar
Natasha c

I rate PayPal as excellent.

5
I rate PayPal as excellent. Due to it being the best go to financial help I've come across. Just as long as your able to do it within your means. I'm happy with the service. Reviewed on: 16th June 2024
Kelly McIntyre 's avatar
Kelly McIntyre

They have never charged me interest in the things I...

5
They have never charged me interest in the things I buy Reviewed on: 16th June 2024
Will's avatar
Will

Most of time I pay through PayPal safer and secur...

5
Most of time I pay through PayPal safer and secure to pay or send money, very highly rated Reviewed on: 16th June 2024
Christine 's avatar
Christine

I FIND HAVING PAYPAL VERY USEFUL AND EASY TO USE

5
I FIND HAVING PAYPAL VERY USEFUL AND EASY TO USE Reviewed on: 16th June 2024
TRICIA 's avatar
TRICIA

Fast efficient service.

5
Fast efficient service. Good options for payment like pay in 3 and PayPal credit. Reviewed on: 16th June 2024
Kelly C's avatar
Kelly C

Excellent, ease of use of my account.

5
Excellent, ease of use of my account. You can speak to a human if you need to. Brilliant all service. Reviewed on: 16th June 2024
Allan H's avatar
Allan H

Good customer service, easy to use and pay is 3 is g...

5
Good customer service, easy to use and pay is 3 is great Reviewed on: 16th June 2024
Toby 's avatar
Toby

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