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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Fantastic

A credit lifeline and fantastic service Reviewed on: 10th June 2026

Magic journey.

Comfortable and stress free. Your world of so many choices. Reviewed on: 10th June 2026

Ease of spending.

I use the 3 interest free payments quite often because of the convenience of spreading the payments makes it easier to budget for higher priced items. Reviewed on: 10th June 2026

Easy to apply for and convenient to use.

Easy to apply for and convenient to use. Have recommended to other family members needing a credit card. Reviewed on: 10th June 2026

Top of the shop

Brilliant. Customer service is second to none Reviewed on: 10th June 2026

PayPal the best payment methods

I am very happy with PayPal and PayParce payments, I use them, great options 3 months without interest, 4 months without interest or even 12 months, I highly recommend them Reviewed on: 10th June 2026

Quick and easy

Very easy to use, offers short term interest free credit. Have used many times. Customer service is very good, have received prompt calls when issues arise. Reviewed on: 10th June 2026

Very practical, easy to use and simple to understand.

Very practical, easy to use and simple to understand. I will recommend this excellent and beneficial service bb Reviewed on: 10th June 2026

I frequently use PayPals pay in three feature and ot...

I frequently use PayPals pay in three feature and other credit features and I find it really quick and simple to pay for stuff online. Reviewed on: 10th June 2026

Safe zone

Pay pal is an easy, straightforward payment option and safe which is main attitude Reviewed on: 10th June 2026

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