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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77888 reviews)

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4.90

Based on 77,888 reviews, last reviewed 20th Apr 2026

2497800% increase in 5 star reviews

in the past 90 days

7200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have really good cash flow management. I have really good cash flow management. Zero procent for 4 months. It's incredibly efficient. Reviewed on: 20th April 2026

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77888)

High availability from many sellers, fast and transp...

High availability from many sellers, fast and transparent offer Reviewed on: 16th June 2024

It gives me flexibility with my finances

It gives me flexibility with my finances Reviewed on: 16th June 2024

Very user friendly

Always worked, no issues and very simple to use. Reviewed on: 16th June 2024

Easy and straightforward and a feeling of security w...

Easy and straightforward and a feeling of security with every transaction Reviewed on: 16th June 2024

Quick, easy to use interface.

Quick, easy to use interface. Credit determined on the spot. Easy to track the interest free repayment deadline. Reviewed on: 16th June 2024

So simple and well integrated into my spendng

So simple and well integrated into my spendng Reviewed on: 16th June 2024

Very useful and easy to navigate

PayPal credit has been very handy for large purchases and it’s so easy to pay off each month. It has allowed me to buy a new freezer when mine broke, a better sewing machine for my hobbies, toys for my child… couldn’t recommend it enough. Reviewed on: 16th June 2024

Excellent service and utilisable on most platforms

Excellent service and utilisable on most platforms Reviewed on: 16th June 2024

It is so handy having a decent credit limit and the...

It is so handy having a decent credit limit and the choice to pay different ways Reviewed on: 16th June 2024

Nice easy transactions.

Nice easy transactions, I know my purchases are safe, only difficulty I had is closing credit down when not needed anymore. Reviewed on: 16th June 2024

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