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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Fantastic

Easy to apply very self-explanatory very fast decision Reviewed on: 10th June 2026

Happy life

Its helped me shop easily and have more trust with the internet Reviewed on: 10th June 2026

Safe tool for online shopping.

Safe tool for online shopping. Always providing good customer service with helping and informed collaborators. Reviewed on: 10th June 2026

It's been good.

It's been good. Convenient too. One complaint I sent a friend £50 but PayPal froze her account so she never got it, and I couldn't get it back. That was unfair. Reviewed on: 10th June 2026

More concise information would be useful

More concise information would be useful Reviewed on: 10th June 2026

Very easy to use, clear and precise.

Very easy to use, clear and precise. Reviewed on: 10th June 2026

Love PayPal

I love how easy it is to navigate, fast payments no issues love using it for purchases Reviewed on: 10th June 2026

Never had any problem using PayPal

Never had any problem using PayPal Reviewed on: 10th June 2026

Great Experience

Used PayPal several times, never had any problrms Reviewed on: 10th June 2026

Always reliable.

Been using it for year's never had any problems. Always been there when needed. Reviewed on: 10th June 2026

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