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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149133 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149133)

Good experience

Good experience with paypal, have used for many years Reviewed on: 7th May 2026

Easy to use

very user friendly platform, quick and easy tools to use Reviewed on: 7th May 2026

Whenever I have had problems with retailers PayPal h...

Whenever I have had problems with retailers PayPal has sorted very quickly and with no problems Reviewed on: 7th May 2026

PayPal first choice to security in payments

PayPal is very easy to use and offers security Reviewed on: 7th May 2026

MrsSuMoOa

I use PayPal quite often and if I've had any disputes they have been handled very well Reviewed on: 7th May 2026

Great service

Great communication, easy access and management of the paypal account Reviewed on: 7th May 2026

Happy shopper!

I use PayPal credit a lot , I have 4 months to payoff, I can pay as much as I can afford, so flexible, I try and pay something weekly so it’s not a burden ! really helped me out over the years, love it! Reviewed on: 7th May 2026

Paypal no1 credit card

Excellent service always there when needed without any issues. best credit card I've ever had and it makes so much sense to use it with my ebay account. Reviewed on: 7th May 2026

Safe and Easy

Using PayPal has been an excellent experience. Payments are fast, secure, and incredibly easy to manage. Sending and receiving money is seamless, and I always feel confident knowing my transactions are protected. Highly recommend for anyone shopping or paying online. Reviewed on: 7th May 2026

3 payments no interest

The 3 payments no interest is a really helpful way of buying and saving Reviewed on: 7th May 2026

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