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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great credit consumer service

A very easy and effective credit consumer service providing reliable and flexible payment options with open and transparent information without the risk of any issues not being remedied promptly. Reviewed on: 10th June 2026

Easy to use , simple and quick.

Easy to use , simple and quick. So glad I found it , and happy to recommend it Reviewed on: 10th June 2026

No problem at all, easy to use app.

No problem at all, easy to use app. Reviewed on: 10th June 2026

Thanks for option of buying now pay later on your se...

Thanks for option of buying now pay later on your secure site Reviewed on: 10th June 2026

PayPal plus Gamechanger

Really good range of products and easy to manage through the app. Introduction of debit and credit cards is a game changer. Reviewed on: 10th June 2026

Easy to set up

PayPal Credit is very easy to set up and you are always in control of payments. Using PayPal always makes me feel safe and protected. Statements are easy to view and understand. Reviewed on: 10th June 2026

Easy and Hassel Free

Always use PayPal credit for ease of mind Reviewed on: 10th June 2026

Can always rely on PayPal for my purchases

Can always rely on PayPal for my purchases Reviewed on: 10th June 2026

Never had a problem

Use PayPal credit regularly and never have any issues. Smooth process Reviewed on: 10th June 2026

Good over all

The last time I used customer support it was slow, but that was a long time ago. But otherwise I do like PayPal, and over all I feel saver when given the chance to use it Reviewed on: 10th June 2026

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