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PayPal: PayPal Credit reviews

4.90
Based on 77,918 reviews, last reviewed 20th Apr 2026
2500400% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use. So easy to use. Have used it for years Reviewed on: 20th April 2026
Michaela H's avatar
Michaela H

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77918)

Easy to use would be better if it was like...

4
Easy to use would be better if it was like a card Reviewed on: 16th June 2024

Always use pay pal credit

5
Helps me out loads when struggling Reviewed on: 16th June 2024

NEVER HAD ANY ISSUES.

5
NEVER HAD ANY ISSUES. GOOD INSURANCE ON PURCHASES Reviewed on: 16th June 2024

Always excellent service with a security system for...

5
Always excellent service with a security system for peace of mind Reviewed on: 16th June 2024

Very good company, I recommend other people to use it

5
Very good company, I recommend other people to use it Reviewed on: 16th June 2024

Perfecto

5
I always use this as it is very easy to navigate. Customer service is very good also whenever I have an issue I am able to call and get through to an agent no bother at all. Even better for the end of the month when we have no money we can get a cheeky takeaway Reviewed on: 16th June 2024

Very easy to use and pay in 3 pre approved is a grea...

5
Very easy to use and pay in 3 pre approved is a great feature Reviewed on: 16th June 2024

Easy to use and great deals on purchases.

5
Easy to use and great deals on purchases. Any issues that I have ever had have been resolved quickly with good customer service. Reviewed on: 16th June 2024

My experience is excellent with PayPal services

5
My experience is excellent with PayPal services Reviewed on: 16th June 2024

Easy to use & all in the app.

5
Easy to use & all in the app. Would recommend. Reviewed on: 16th June 2024

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