Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149100 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149100)

Excellence

PayPal gives me a more confident approach to shopping online as it is a safer option. The customer service at PayPal is great, professional and effective. Reviewed on: 7th May 2026

The app is easy to use and there is always a human t...

The app is easy to use and there is always a human to speak to if you need help. Reviewed on: 7th May 2026

I like pay in 3 and credit account

I like pay in 3 and credit account Reviewed on: 7th May 2026

Experience

I have had only had very good experiences with PayPal, easy to use and to contact if any queries, which are efficiently dealt with. Reviewed on: 7th May 2026

Very good.

Very good.peace of mind do transactions Reviewed on: 7th May 2026

Very happy with the service clear and precise

Very happy with the service clear and precise Reviewed on: 7th May 2026

Never had issues with PayPal, whenever problems came...

Never had issues with PayPal, whenever problems came up that needed resolved it was taken care of by PayPal Reviewed on: 7th May 2026

Very good service, especially the customer service,

Very good service, especially the customer service, Reviewed on: 7th May 2026

Like PayPal more than own bank very easy to use...

Like PayPal more than own bank very easy to use Reviewed on: 7th May 2026

Easy to navigate , easy to access , great communicat...

Easy to navigate , easy to access , great communication Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79897 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub