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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,934 reviews, last reviewed 20th Apr 2026
2501900% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision and easy to apply for Quick decision and easy to apply for Reviewed on: 20th April 2026
Mark H's avatar
Mark H

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77934)

It’s good and helpful to use.

5
It’s good and helpful to use. If you want to pay of things in instalments it’s flexible and no high interests Reviewed on: 16th June 2024
Aminata s's avatar
Aminata s

Love the 4 months no interest, helps me spread the c...

5
Love the 4 months no interest, helps me spread the cost but keep control of my spending Reviewed on: 16th June 2024
Dominic C's avatar
Dominic C

PayPal is always great x

5
Always great safe way to pay and no one has access to my account x Reviewed on: 16th June 2024
Kirsty h's avatar
Kirsty h

A great payment method

5
PayPal Credit allows you to purchase an item and not worry about money leaving your account immediately. PayPal is also widely known as being accepted as a form of payment on most websites, sometimes where your regular Amex might not be, so definitely a great choice! Reviewed on: 16th June 2024
Andra G's avatar
Andra G

Easy transactions and reliability

5
Easy transactions and reliability Reviewed on: 16th June 2024
Stacey 's avatar
Stacey

Account page not easy to navigate.

1
Account page not at all customer friendly. Reviewed on: 16th June 2024
kerry's avatar
kerry

Makes the shopping experience so smooth and easy

5
Makes the shopping experience so smooth and easy Reviewed on: 16th June 2024
Glen 's avatar
Glen

Good experience so far.

5
Good experience so far. It has helped and would definitely recommend it. Reviewed on: 16th June 2024
RIGM's avatar
RIGM

PayPal super Excellent

5
My experience with PayPal is always swift and easy Reviewed on: 16th June 2024
Kofi B's avatar
Kofi B

I appreciate having PayPal to buy and paid anything...

5
I appreciate having PayPal to buy and paid anything anywhere at anytime the best think could ever happen. Thank Reviewed on: 16th June 2024
Raymond G's avatar
Raymond G

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