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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149050)

Great PayPal

5
Great experience with PayPal. Use it for paying for all of my goods. Reviewed on: 7th May 2026

convenient & options at finger tips

5
I find PayPal very convenient to use and straightforward when either purchasing outright, using pay in 3 or using PayPal credit. It’s so handy and available at so many retailers Reviewed on: 7th May 2026

Easy to use and pay, the direct debit function is re...

5
Easy to use and pay, the direct debit function is really helpful too Reviewed on: 7th May 2026

Good all round experience

5
Good all round experience Happy with using Paypal Reviewed on: 7th May 2026

PayPal credit and paypal in itself saved me from ban...

5
PayPal credit and paypal in itself saved me from bankruptcy Reviewed on: 7th May 2026

PayPal credit

5
PayPal is quick safe and easy to use. You get a good amount of credit. They also send you payment reminders so you don’t forget to pay. I would highly recommend PayPal. Reviewed on: 7th May 2026

Been a good service havent needed to use custmour se...

5
Been a good service havent needed to use custmour service as ap is so easy to use and mange account. Reviewed on: 7th May 2026

Helpful financing options.

5
Pay later interest free and pay in 3 payment deals very helpful. Have used many a time and have even recently got my credit card in physical form! Reviewed on: 7th May 2026

Easy to use easy to set up all round good...

5
Easy to use easy to set up all round good service Reviewed on: 7th May 2026

Very user friendly and easy to understand

5
Very user friendly and easy to understand Reviewed on: 7th May 2026

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