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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use, easy to manage, easy to talk to someone...

Easy to use, easy to manage, easy to talk to someone and superb customer focus by staff. Reviewed on: 10th June 2026

PayPal credit is easy to use and widely accepted

PayPal credit is easy to use and widely accepted Reviewed on: 10th June 2026

It’s good been using it for 6 years.

It’s good been using it for 6 years. Like the offers Reviewed on: 10th June 2026

Sourcing great products needs safety to it!

I have been using PayPal to safely transfer & purchase, it’s easy to keep track of my spending too. Reviewed on: 10th June 2026

PAYPAL. My money buddy

As the name indicates PAYPAL. It is a real pal when it comes to money issues. For me PAYPAL has actually got my back covered. Reviewed on: 10th June 2026

Incredere .

It offers me confidence and security. Reviewed on: 10th June 2026

Its so easy to use!

Its so easy to use and now even easier with the PayPal card for retailers that don't offer PayPal. I like you have the ability to split bigger purchases into 4 interest free payments. The few times I have had to use their customer services I have always had a great experience and would definitely recommend PayPal credit. Reviewed on: 10th June 2026

I use Payton pal for big items an me more...

I use pay pal for big items and small gives me more chance to pay up and sending money to family as well can pay has much any time to pay things quicker if when it suites me Reviewed on: 10th June 2026

Good APR on PayPal credit, easy to operate through t...

Good APR on PayPal credit, easy to operate through the app Reviewed on: 10th June 2026

5 Star company

I've used PayPal for years now and it's always been an excellent way to buy goods. The introduction of pay in 3 has lifted it even higher in my estimation. 5 star company. Reviewed on: 10th June 2026

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