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PayPal: PayPal Credit reviews

4.90
Based on 77,968 reviews, last reviewed 20th Apr 2026
2505200% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best choice I made is to create a PayPal account. The best choice I made is to create a PayPal account. It came out so handy having it available when most of the shopping i make is online. Friendly to... Read more Reviewed on: 20th April 2026
Alexandra T's avatar
Alexandra T

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77968)

Yum yum it’s so juicy great for online ordering give...

5
Yum yum it’s so juicy great for online ordering gives confidence if you have any problems Reviewed on: 16th June 2024

I feel my money is safe and secure.

5
I feel my money is safe and secure. Transactions are really quick and easy. When I had an issue with a product I purchased paying via PayPal they quickly resolved the issue and got my payment refunded without any hassle Reviewed on: 16th June 2024

Pay pal credit has allowed me to afford two essentia...

5
Pay pal credit has allowed me to afford two essential electronics I needed without having to pay for them instantly. The whole process has been smooth and seamless Reviewed on: 16th June 2024

Alot to be desired, APR is high.

4
Alot to be desired, APR is high. Could be lower. Easy to send money, quick and easy, very friendly user interface. Reviewed on: 16th June 2024

I know all my payments are secured.

5
I know all my payments are secured. Reviewed on: 16th June 2024

Overall good experience.

4
Overall good experience. Customer care support delay is the only negative Reviewed on: 16th June 2024

Overall good credit company and never had any issues.

4
Overall good credit company and never had any issues.with payments etc Reviewed on: 16th June 2024

Everything is very easy and safe.

5
Everything is very easy and safe. Reviewed on: 16th June 2024

The PayPal way.

5
PayPal has always been my preferred way to pay you make it so much easier Reviewed on: 16th June 2024

Never had any problems with this company.

5
Never had any problems with this company. Reviewed on: 16th June 2024

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