Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148987 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148988)

clear transparency

great customer service and totally clear transparency Reviewed on: 7th May 2026

PayPal great service

Been with PayPal for a few years and have found the service very easy to use and the app fun to navigate Reviewed on: 7th May 2026

Brilliant experience easy to use and understand

Brilliant experience easy to use and understand Reviewed on: 7th May 2026

Excellent services all round.

Excellent services all round. Effective plus efficient Reviewed on: 7th May 2026

Always on the spot, interest free credit facilities,...

Always on the spot, interest free credit facilities, easy repayment. Now started card which will be more helpful Reviewed on: 7th May 2026

Easy to use

Easy to use, it’s there when I need it Reviewed on: 7th May 2026

I love Paypal credit.

I love Paypal credit as I am on a really tight budget. It allows me to buy the things I need for my home and family in easy manageable payments and so far I've not paid one penny in interest Reviewed on: 7th May 2026

Very good expenditure I feel secure when I make paym...

Very good expenditure I feel secure when I make payment vi's paypal Reviewed on: 7th May 2026

highly reccomenddd

great service , easy access, safe account, Reviewed on: 7th May 2026

It’s laid out so easy which makes it so easy to keep...

It’s laid out so easy which makes it so easy to keep on top of payments Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79841 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub